Real Estate Investing in Clam Lake, Wisconsin (54517)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54517 (Clam Lake, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 67.8% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clam Lake, WI (54517)?
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Market Analysis: 54517 Clam Lake
This part of Sawyer County is not an easy win. The 54517 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Stepping back, the numbers look inviting — $290K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54517 is substantial and deserves full respect.
On the rental side, 54517 offers a low basis, the region around Clam Lake has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 54517 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Clam Lake's stable or hybrid ZIPs before stepping into 54517. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Clam Lake:
Market Trends
Home Value History (with trend line)
📊 How Does 54517 Compare?
| Metric | 54517 | Clam Lake | Wisconsin |
|---|---|---|---|
| Home Value | $290,447 | $290,447 | $320,446 |
| 5-Year CAGR | 7.1% | 7.1% | 7.3% |
| Avg Rent | $909 | $909 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54517 (Clam Lake, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $290,447 |
| Monthly Rent | $909 |
| Price-to-Rent | 26.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.4% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54517
Population: 187
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Clam Lake, WI a good place for real estate investing?
Clam Lake, WI shows an investability rating of 3.0/5, with median home values near $290K and average rents around $909/mo. That combination puts it in the durable tier for investor interest.
Where do home prices stand in Clam Lake, WI?
Clam Lake, WI median home values land near $290K. That is reasonable territory for investors looking at $909/mo-per-month rentals.
What is the rental occupancy rate in Clam Lake, WI?
Clam Lake, WI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Which real estate strategy fits Clam Lake, WI?
The best-fit strategy in Clam Lake, WI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How strong are rents in Clam Lake, WI?
Investors in Clam Lake, WI typically see rents near $909/mo per month against $290K home values - a solid setup for rental cash flow.
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