Real Estate Investing in Fontana, Wisconsin (53125)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Walworth County • Population: 1,817 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 53125 (Fontana, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 67.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 42.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fontana, WI (53125)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $695,309
Avg Monthly Rent $1,359
1% Rule ✗ Does Not Meet
Median Income $104,318
% Renters 14.6%

Market Analysis: 53125 Fontana

Investors eyeing 53125 need to respect the fundamentals at play. Home values of $695K come alongside slower price movement and elevated management overhead.

The investment case in 53125 is impressive only for operators who understand what they are buying. A $695K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WI picture, 53125 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 53125 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 53125 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fontana:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,359/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Whitewater, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Whitewater, WI metro data

Market Trends

Home Value History (with trend line)

$729K$641K$552K$464K$376K$287KJul 2006Jul 2016Jul 2026

📊 How Does 53125 Compare?

Metric 53125 Fontana Whitewater, WI Wisconsin
Home Value $695,309 $695,309 N/A $320,446
5-Year CAGR 5.8% 5.8% N/A 7.3%
Avg Rent $1,359 $1,359 N/A -
Cap Rate 1.5% 1.5% - -
💡 Why Invest in 53125? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53125 (Fontana, WI). Anonymous, moderated, never written by AI.

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Property managers serving Walworth County

Manage rentals here? List your business →

MPC Property Management offers a wide range of property management services for residential, commercial, and association properties in Wisconsin. summary from their website

Single-familySmall multifamilyCommercialHOA
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BK Property Management LLC offers landscaping services in Delavan, WI. summary from their website

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Lakes Property Management, LLC appears to offer property management services based on the domain and name, though homepage content is technical. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.5%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Whitewater, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $695,309
Monthly Rent $1,359
Price-to-Rent 42.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.4%
Cap Rate 1.5%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
67.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 53125

Population: 1,817

💰 Median Household Income
$104,318
This area
$104,318
State
$73,177
USA
$74,580
🏠 Renter Occupied
14.6%
This area
14.6%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-1.8%
USA
3.7%
🎓 College Educated
60.6%
This area
60.6%
State
17.1%
USA
33.7%
👤 Median Age
57.3 years
This area
57.3 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
67.2%
This area
67.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 94.2%
Other/Mixed 4.5%
Hispanic/Latino 2.7%
Asian 1.3%
👶 Under 18
13.9%
This area
13.9%
USA
22.0%
👴 65 and Over
32.9%
This area
32.9%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 53125

A+ Avg School Grade
1 Schools
9.4:1 Avg Class Size
$25,060 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Fontana Elementary

📚 Pre-K – 08 School
👥
203 Students
👨‍🏫
9.4:1 Class Size
💰
$25,060 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Big Foot High

📚 09 – 12 High School
📍 401 Devils Ln, Walworth
👥
449 Students
👨‍🏫
14.1:1 Class Size
💰
$22,095 Per Student
A Very Good

Williams Bay Middle

📚 06 – 08 Middle
📍 500 W Geneva St, Williams Bay
👥
143 Students
👨‍🏫
11.3:1 Class Size
💰
$17,554 Per Student
A Very Good

Williams Bay Elementary

📚 Pre-K – 05 Elementary
📍 250 Theatre Road, Williams Bay
👥
296 Students
👨‍🏫
12.6:1 Class Size
💰
$17,554 Per Student
A Very Good

Williams Bay High

📚 09 – 12 High School
📍 500 W Geneva St, Williams Bay
👥
180 Students
👨‍🏫
12.0:1 Class Size
💰
$17,554 Per Student
B+ Above Average

Walworth Elementary

📚 Pre-K – 08 School
📍 121 Beloit St, Walworth
👥
429 Students
👨‍🏫
15.3:1 Class Size
💰
$16,811 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How quickly do rentals get leased in Fontana, WI?

Fontana, WI carries elevated vacancy risk. Expect stable absorption at market rents of $1,359/mo.

What is the renter demographic in Fontana, WI?

Tenant quality in Fontana, WI ranks as solid. Landlords generally report measured occupancy at market rents of $1,359/mo.

What does house hacking look like in Fontana, WI?

The a challenging house-hack environment in Fontana, WI reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How much do tenants pay in Fontana, WI?

Expect rents around $1,359/mo per month in Fontana, WI. With home values at $695K, the yield math works out to reasonable levels for rental investors.

What are home prices like in Fontana, WI?

Median home price in Fontana, WI is near $695K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

You know 53125 now. You don’t know where it ranks.

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How 53125 ranks in Whitewater, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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