Real Estate Investing in Raymond, Wisconsin (53108)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Racine County • Population: 2,973 • Data updated: September 2026

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Should you buy in 53108 (Raymond, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Raymond, WI (53108)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $406,772
Avg Monthly Rent $1,251
1% Rule ✗ Does Not Meet
Median Income $99,514
% Renters 5.2%

Market Analysis: 53108 Raymond

From an investor standpoint, ZIP 53108 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $407K median. It rewards specialists, not generalists.

The 53108 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 53108's metrics run below Racine County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 53108 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 53108 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Raymond:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+11.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,251/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Racine, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Racine, WI metro data

Market Trends

Home Value History (with trend line)

$427K$368K$310K$251K$193K$134KAug 2008Aug 2017Jul 2026

📊 How Does 53108 Compare?

Metric 53108 Raymond Racine, WI Wisconsin
Home Value $406,772 $439,750 N/A $320,446
5-Year CAGR 7.7% 7.1% N/A 7.3%
Avg Rent $1,251 $1,202 N/A -
Cap Rate 2.4% 2.2% - -
💡 Why Invest in 53108? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53108 (Raymond, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+7.7%
Strong

📉 Market Crash Risk Index

Based on Racine, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $406,772
Monthly Rent $1,251
Price-to-Rent 27.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +11.2% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53108

Population: 2,973

💰 Median Household Income
$99,514
This area
$99,514
State
$73,177
USA
$74,580
🏠 Renter Occupied
5.2%
This area
5.2%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-1.8%
USA
3.7%
🎓 College Educated
22.1%
This area
22.1%
State
17.1%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 93.5%
Other/Mixed 4.8%
Hispanic/Latino 3.0%
Black/African American 1.2%
Asian 0.6%
👶 Under 18
17.4%
This area
17.4%
USA
22.0%
👴 65 and Over
20.4%
This area
20.4%
USA
17.3%
📊 Poverty Rate
1.7%
This area
1.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

8 Nearby 529 Off-Campus Students
C
Sacred Heart Seminary and School of Theology
153 students · 8.0 mi
D
Empire Beauty School-Milwaukee
98 students · 8.4 mi
C
Midwest College of Oriental Medicine-Racine
47 students · 10.9 mi
C
Alverno College
1,719 students · 11.3 mi
C+
Shepherds College
91 students · 11.3 mi
C+
VICI Beauty School
104 students · 11.6 mi
C+
University of Wisconsin-Parkside
4,008 students · 12.8 mi
D
University of Wisconsin-Parkside Flex
143 students · 13.0 mi

Investor Insight: With 529 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Raymond, WI for investors?

Investors tracking Raymond, WI will find a 3.0/5 rating supported by $407K median home values and $1,251/mo rents. That profile suits long-term holders targeting consistent returns.

What monthly rent should investors expect in Raymond, WI?

Rental rates in Raymond, WI average $1,251/mo. Tenant demand and $407K home values make the yield look reasonable by investor standards.

Are landlord laws favorable in Raymond, WI?

Raymond, WI operates under WI law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

What are vacancy rates like in Raymond, WI?

Raymond, WI sees elevated vacancy, which is reasonable relative to the broader WI rental market.

How strong is the working-renter base in Raymond, WI?

The renter base in Raymond, WI is reasonable for the $1,251/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

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How 53108 ranks in Racine, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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