Real Estate Investing in Epworth, Iowa (52045)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52045 (Epworth, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 31.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Epworth, IA (52045)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52045 Epworth
Investors eyeing 52045 need to respect the fundamentals at play. Home values of $332K come alongside slower price movement and elevated management overhead.
The 52045 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within IA, ZIP 52045 trails on several market indicators that neighboring Dubuque submarkets outperform. The gap is real and notable enough to shape underwriting.
Who lives in 52045 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Epworth's stable or hybrid ZIPs before stepping into 52045. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Epworth:
Property Strategy for 52045
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $225,029 | $990 | 3.2% | +6.9% | $112,514 |
| 3BR | $299,670 | $1,330 | 3.2% | +6.9% | $99,890 |
| 4BR | $376,735 | $1,660 | 3.2% | +7.3% | $94,184 |
Market Trends
Home Value History (with trend line)
📊 How Does 52045 Compare?
| Metric | 52045 | Epworth | Iowa |
|---|---|---|---|
| Home Value | $332,129 | $332,129 | $227,232 |
| 5-Year CAGR | 6.6% | 6.6% | 6.0% |
| Avg Rent | $891 | $891 | - |
| Cap Rate | 2.1% | 2.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52045 (Epworth, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $332,129 |
| Monthly Rent | $891 |
| Price-to-Rent | 31.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52045
Population: 2,872
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52045
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Epworth, IA stack up for property investment?
Epworth, IA records an investability rating of 3.0/5, with median home values near $332K and average rents around $891/mo. That combination puts it in the robust tier for investor interest.
What is the average home sale price in Epworth, IA?
Typical homes in Epworth, IA go for around $332K. The 5-year CAGR of 0.0% steady price movement.
How much do tenants pay in Epworth, IA?
Rent in Epworth, IA is around $891/mo. The resulting rent-to-value relationship with $332K pricing is reasonable for most investor models.
Are there empty rentals in Epworth, IA?
Vacancy in Epworth, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $891/mo.
Is IA a landlord-friendly state?
Landlord-friendliness in Epworth, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 52045 now. You don’t know where it ranks.
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Community Ratings
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