Real Estate Investing in Coin, Iowa (51636)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Page County • Population: 497 • Data updated: September 2026

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Should you buy in 51636 (Coin, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coin, IA (51636)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $177,866
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $73,750
% Renters 10.7%

Market Analysis: 51636 Coin

ZIP 51636 in Coin, IA carries a notable set of headwinds. Home values near $178K and rents of $828/mo sit inside a market where underwriting has to be tight.

The investment case in 51636 is durable only for operators who understand what they are buying. A $178K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 51636 and stronger Coin ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 51636 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 51636 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coin:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$183K$175K$167K$160K$152K$144KFeb 2022May 2024Jul 2026

📊 How Does 51636 Compare?

Metric 51636 Coin Iowa
Home Value $177,866 $177,866 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $828 $828 -
Cap Rate 3.6% 3.6% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 51636 (Coin, IA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.6%
Low

📊 Market Snapshot

Home Value $177,866
Monthly Rent $828
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 51636

Population: 497

💰 Median Household Income
$73,750
This area
$73,750
State
$71,886
USA
$74,580
🏠 Renter Occupied
10.7%
This area
10.7%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
0.0%
USA
3.7%
🎓 College Educated
12.4%
This area
12.4%
State
18.8%
USA
33.7%
👤 Median Age
53.8 years
This area
53.8 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
15.5%
This area
15.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
10.7%
This area
10.7%
USA
22.0%
👴 65 and Over
19.5%
This area
19.5%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What price range are homes in Coin, IA?

The median home value in Coin, IA is roughly $178K. That puts it reasonable relative to the IA statewide average.

What real estate strategy is ideal for Coin, IA?

For Coin, IA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strong is the working-renter base in Coin, IA?

Tenant demand in Coin, IA is solid. The local workforce $828/mo rents across most rental classes.

Is Coin, IA a friendly market for rental owners?

Coin, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Should investors consider Coin, IA?

The 2.0/5 investability rating in Coin, IA reflects its $178K prices and $828/mo rents. Investors generally consider it a solid option within IA.

You know 51636 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 51636 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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