Real Estate Investing in Havelock, Iowa (50546)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50546 (Havelock, IA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 15.5% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Havelock, IA (50546)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50546 Havelock
In practical terms, ZIP 50546 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $139K median. It rewards specialists, not generalists.
Distressed markets are won on execution, not on spreadsheets. ZIP 50546 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 50546 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
From a cash-flow lens, 364 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 50546 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Havelock:
Market Trends
Home Value History (with trend line)
📊 How Does 50546 Compare?
| Metric | 50546 | Havelock | Iowa |
|---|---|---|---|
| Home Value | $138,521 | $138,521 | $227,232 |
| 5-Year CAGR | N/A | N/A | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 4.7% | 4.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50546 (Havelock, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 50546 (Havelock, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $138,521 |
| Monthly Rent | $828 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50546
Population: 364
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What kind of vacancy should I budget for in Havelock, IA?
Occupancy in Havelock, IA runs stable with elevated vacancy. Well-priced units at $828/mo lease on reasonable timelines.
What is the tenant pool like in Havelock, IA?
The tenant pool in Havelock, IA is solid, supported by local employment and population fundamentals. Rents of $828/mo are well-absorbed by the market.
How strong are rents in Havelock, IA?
Investors in Havelock, IA typically see rents near $828/mo per month against $139K home values - a solid setup for rental cash flow.
What is the average home sale price in Havelock, IA?
Typical homes in Havelock, IA go for around $139K. The 5-year CAGR of 0.0% stable price movement.
Is Havelock, IA a smart market for rental property?
The 2.0/5 investability rating in Havelock, IA reflects its $139K prices and $828/mo rents. Investors generally consider it a solid option within IA.
You know 50546 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50546 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 50546 (Havelock)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 50546 (Havelock, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.