Real Estate Investing in Albert City, Iowa (50510)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Buena Vista County • Population: 1,055 • Data updated: September 2026

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Should you buy in 50510 (Albert City, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Albert City, IA (50510)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $162,777
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $76,190
% Renters 28.3%

Market Analysis: 50510 Albert City

This part of Buena Vista County is not an easy win. The 50510 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $163K asset, 50510 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within IA, ZIP 50510 trails on several market indicators that neighboring Buena Vista County submarkets outperform. The gap is real and resilient enough to shape underwriting.

The 50510 ZIP's population of 1,055 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

New investors are better served looking at Albert City's stable or hybrid ZIPs before stepping into 50510. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Albert City:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Storm Lake, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Storm Lake, IA metro data

Market Trends

Home Value History (with trend line)

$169K$151K$132K$113K$95K$76KJan 2016May 2021Jul 2026

📊 How Does 50510 Compare?

Metric 50510 Albert City Storm Lake, IA Iowa
Home Value $162,777 $162,777 N/A $227,232
5-Year CAGR 6.8% 6.8% N/A 6.0%
Avg Rent $828 $828 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 50510? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50510 (Albert City, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+6.8%
Strong

📉 Market Crash Risk Index

Based on Storm Lake, IA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $162,777
Monthly Rent $828
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50510

Population: 1,055

💰 Median Household Income
$76,190
This area
$76,190
State
$71,886
USA
$74,580
🏠 Renter Occupied
28.3%
This area
28.3%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
0.0%
USA
3.7%
🎓 College Educated
18.6%
This area
18.6%
State
18.8%
USA
33.7%
👤 Median Age
47.3 years
This area
47.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.6%
Other/Mixed 5.6%
Hispanic/Latino 3.4%
Black/African American 0.5%
Asian 0.3%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
26.1%
This area
26.1%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50510

A+ Avg School Grade
1 Schools
9.8:1 Avg Class Size
$35,029 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Albert City-Truesdale Elementary School

📚 Pre-K – 06 School
👥
104 Students
👨‍🏫
9.8:1 Class Size
💰
$35,029 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Buena Vista University
1,951 students · 14.1 mi

Frequently Asked Questions

How strong is Albert City, IA for real estate investors?

Albert City, IA rates 3.0/5 for investability. With median values at $163K and rents near $828/mo, the market offers reasonable fundamentals for rental investors.

Is it easy to find good tenants in Albert City, IA?

The renter base in Albert City, IA is reasonable for the $828/mo price point. Screening well and pricing to market typically yields stable tenants.

Should investors worry about vacancy in Albert City, IA?

Vacancy in Albert City, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $828/mo.

How do home values compare in Albert City, IA?

In Albert City, IA the median home value sits at $163K. Against the broader IA market, that reads as reasonable for most investors.

Are rents high in Albert City, IA?

Albert City, IA rentals go for roughly $828/mo a month. That puts gross yield in solid territory relative to $163K acquisition costs.

You know 50510 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50510 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 50510 ranks in Storm Lake, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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