Real Estate Investing in Clive, Iowa (50325)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Polk County • Population: 18,776 • Data updated: September 2026

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Should you buy in 50325 (Clive, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Clive, IA (50325)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $435,427
Avg Monthly Rent $1,664
1% Rule ✗ Does Not Meet
Median Income $124,908
% Renters 25.4%

Market Analysis: 50325 Clive

The 50325 ZIP covers a section of Clive that demands careful diligence. Prices near $435K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50325 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Turning to rents, 50325 offers a low basis, the region around Clive has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

On the rental side, 18,776 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 50325 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clive:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,664/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Des Moines-West Des Moines, IA Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Des Moines-West Des Moines, IA metro data
🏠

Property Strategy for 50325

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
4BR
+5.9% 5yr CAGR
Best Overall Value
3BR
$115,728/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $265,774 $1,320 3.6% +3.6% $132,887
3BR $347,183 $1,800 3.7% +5.6% $115,728
4BR $471,064 $1,840 2.8% +5.9% $117,766
5BR $611,862 +5.4% $122,372

Market Trends

Home Value History (with trend line)

$454K$407K$360K$313K$267K$220KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,684$1,680$1,675$1,671$1,667$1,663May 2026Jun 2026Jul 2026

📊 How Does 50325 Compare?

Metric 50325 Clive Des Moines-West Des Moines, IA Iowa
Home Value $435,427 $435,427 N/A $227,232
5-Year CAGR 4.2% 4.2% N/A 6.0%
Avg Rent $1,664 $1,664 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 50325? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50325 (Clive, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $435,427
Monthly Rent $1,664
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50325

Population: 18,776

💰 Median Household Income
$124,908
This area
$124,908
State
$71,886
USA
$74,580
🏠 Renter Occupied
25.4%
This area
25.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
0.0%
USA
3.7%
🎓 College Educated
59.6%
This area
59.6%
State
18.8%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 80.4%
Other/Mixed 8.4%
Hispanic/Latino 6.9%
Asian 6.2%
Black/African American 5.1%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50325

A+ Avg School Grade
3 Schools
12.8:1 Avg Class Size
$17,981 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Crestview School of Inquiry

📚 Pre-K – 06 School
👥
549 Students
👨‍🏫
11.0:1 Class Size
💰
$17,877 Per Student
A+ Excellent

Indian Hills Junior High School

📚 07 – 08 Middle
👥
653 Students
👨‍🏫
11.8:1 Class Size
💰
$17,877 Per Student
A Very Good

Shuler Elementary School

📚 K – 05 Elementary
👥
640 Students
👨‍🏫
15.5:1 Class Size
💰
$18,190 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Radiant Elementary School

📚 K – 05 Elementary
📍 5050 170th ST, Urbandale
👥
789 Students
👨‍🏫
16.1:1 Class Size
💰
$18,190 Per Student
A Very Good

Walnut Hills Elementary School

📚 K – 05 Elementary
📍 4240 156th St, Urbandale
👥
590 Students
👨‍🏫
16.0:1 Class Size
💰
$18,190 Per Student
A Very Good

Webster Elementary School

📚 Pre-K – 05 Elementary
📍 12955 Aurora Avenue, Urbandale
👥
546 Students
👨‍🏫
15.4:1 Class Size
💰
$18,269 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Body Wisdom Massage Therapy School
36 students · 3.5 mi
C+
Aveda Institute-Des Moines
179 students · 3.6 mi
D
La James International College-Johnston
113 students · 4.5 mi
C
Iowa School of Beauty-Des Moines
74 students · 4.5 mi
C
Des Moines University-Osteopathic Medical Center
1,521 students · 5.2 mi
C+
Drake University
4,504 students · 7.6 mi
D
UnityPoint Health-Des Moines School of Radiologic Technology
16 students · 8.6 mi
D
Mercy College of Health Sciences
907 students · 9.0 mi

Frequently Asked Questions

How much should I expect to pay for a home in Clive, IA?

Median home price in Clive, IA is near $435K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

Is the tenant base reliable in Clive, IA?

Clive, IA draws a predictable base of working renters. Demand at the $1,664/mo rent level is reasonable for standard single-family and small multi rentals.

Does house hacking make sense in Clive, IA?

House hacking in Clive, IA is a challenging. With home values around $435K and rents at $1,664/mo, owner-occupants can offset a meaningful share of PITI.

How much is rent in Clive, IA?

Investors in Clive, IA typically see rents near $1,664/mo per month against $435K home values - a solid setup for rental cash flow.

Is IA a landlord-friendly state?

Clive, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 50325 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50325 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 50325 ranks in Des Moines-West Des Moines, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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