Real Estate Investing in Huxley, Iowa (50124)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Story County • Population: 4,730 • Data updated: September 2026

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Should you buy in 50124 (Huxley, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.7 — hard to cash-flow at these prices.

What’s happening in Huxley, IA (50124)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $348,531
Avg Monthly Rent $1,050
1% Rule ✗ Does Not Meet
Median Income $120,882
% Renters 13.4%

Market Analysis: 50124 Huxley

ZIP 50124 in Huxley, IA carries a notable set of headwinds. Home values near $349K and rents of $1,050/mo sit inside a market where underwriting has to be tight.

Meanwhile, the numbers look inviting — $349K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50124 is substantial and deserves full respect.

In the broader IA picture, 50124 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A substantial renter share of 13% in 50124 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 50124 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Huxley:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,050/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Ames, IA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ames, IA metro data
🏠

Property Strategy for 50124

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
3BR
+7.6% 5yr CAGR
Best Overall Value
2BR
$96,241/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $192,482 $1,300 4.9% +4.5% $96,241
3BR $305,917 $1,810 4.3% +7.6% $101,972
4BR $397,394 $2,180 3.9% +6.1% $99,348
5BR $502,919 +5.9% $100,584

Market Trends

Home Value History (with trend line)

$363K$325K$286K$247K$208K$169KMar 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,183$1,154$1,126$1,097$1,069$1,040Oct 2025Jan 2026Apr 2026

📊 How Does 50124 Compare?

Metric 50124 Huxley Ames, IA Iowa
Home Value $348,531 $348,531 N/A $227,232
5-Year CAGR 4.2% 4.2% N/A 6.0%
Avg Rent $1,050 $1,050 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 50124? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50124 (Huxley, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Ames, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
1/2
50 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $348,531
Monthly Rent $1,050
Price-to-Rent 27.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.4%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50124

Population: 4,730

💰 Median Household Income
$120,882
This area
$120,882
State
$71,886
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
0.0%
USA
3.7%
🎓 College Educated
57.3%
This area
57.3%
State
18.8%
USA
33.7%
👤 Median Age
35.3 years
This area
35.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
0.2%
This area
0.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.8%
Other/Mixed 3.3%
Hispanic/Latino 2.5%
Black/African American 2.3%
Asian 0.5%
👶 Under 18
32.2%
This area
32.2%
USA
22.0%
👴 65 and Over
11.4%
This area
11.4%
USA
17.3%
📊 Poverty Rate
1.8%
This area
1.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50124

B+ Avg School Grade
2 Schools
14.9:1 Avg Class Size
$13,633 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Ballard Middle School

📚 06 – 08 Middle
👥
409 Students
👨‍🏫
14.3:1 Class Size
💰
$13,633 Per Student
B Good

Ballard High School

📚 09 – 12 High School
👥
553 Students
👨‍🏫
15.6:1 Class Size
💰
$13,633 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 15,310 Off-Campus Students
D
PCI Academy-Ames
170 students · 7.8 mi
B
Iowa State University
30,177 students · 10.0 mi
C+
Faith Baptist Bible College and Theological Seminary
586 students · 10.3 mi
C+
Des Moines Area Community College
24,418 students · 12.3 mi

Investor Insight: With 15,310 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Do landlords face vacancy issues in Huxley, IA?

Rental vacancy in Huxley, IA is elevated. Investors should budget normal turnover but not chronic empty units.

Is rental property easy to operate in Huxley, IA?

The landlord environment in Huxley, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What approach is best for Huxley, IA real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Huxley, IA. The numbers - $349K homes against $1,050/mo rents - support that play.

How strong is tenant demand in Huxley, IA?

Huxley, IA draws a reliable base of working renters. Demand at the $1,050/mo rent level is reasonable for standard single-family and small multi rentals.

Where do rents currently stand in Huxley, IA?

Investors in Huxley, IA typically see rents near $1,050/mo per month against $349K home values - a solid setup for rental cash flow.

You know 50124 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50124 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 50124 ranks in Ames, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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