Real Estate Investing in Bayard, Iowa (50029)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50029 (Bayard, IA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 16.2% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bayard, IA (50029)?
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Market Analysis: 50029 Bayard
This part of Guthrie County is not an easy win. The 50029 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 50029 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 50029 sits on the difficult end of the IA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 50029 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 50029 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Bayard:
Market Trends
Home Value History (with trend line)
📊 How Does 50029 Compare?
| Metric | 50029 | Bayard | Des Moines-West Des Moines, IA | Iowa |
|---|---|---|---|---|
| Home Value | $116,316 | $116,316 | N/A | $227,232 |
| 5-Year CAGR | N/A | N/A | N/A | 6.0% |
| Avg Rent | $900 | $900 | N/A | - |
| Cap Rate | 6.0% | 6.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50029 (Bayard, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $116,316 |
| Monthly Rent | $900 |
| Price-to-Rent | 10.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.3% |
| Cap Rate | 6.0% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50029
Population: 612
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are vacancy rates like in Bayard, IA?
Rental vacancy in Bayard, IA is elevated. Investors should budget normal turnover but not chronic empty units.
Is Bayard, IA good for landlords?
The landlord environment in Bayard, IA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Is Bayard in IA worth investing in?
With a 3.0/5 investability score, Bayard, IA ranks as a solid market for rental property investors. Median prices of $116K and rents of $900/mo drive the underlying numbers.
Is Bayard, IA a good market for FHA house hackers?
For house hackers, Bayard, IA is a challenging. The $900/mo rent on a unit helps defray the mortgage on a $116K property.
Where do rents currently stand in Bayard, IA?
Bayard, IA rentals go for roughly $900/mo a month. That puts gross yield in solid territory relative to $116K acquisition costs.
You know 50029 now. You don’t know where it ranks.
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How 50029 ranks in Des Moines-West Des Moines, IA
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