Real Estate Investing in Stockbridge, Michigan (49285)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ingham County • Population: 6,120 • Data updated: September 2026

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Should you buy in 49285 (Stockbridge, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stockbridge, MI (49285)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $301,790
Avg Monthly Rent $1,305
1% Rule ✗ Does Not Meet
Median Income $67,148
% Renters 17.9%

Market Analysis: 49285 Stockbridge

ZIP 49285 in Stockbridge, MI carries a healthy set of headwinds. Home values near $302K and rents of $1,305/mo sit inside a market where underwriting has to be tight.

The investment case in 49285 is resilient only for operators who understand what they are buying. A $302K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 49285's metrics run below Ingham County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 49285 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 49285 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stockbridge:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,305/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lansing-East Lansing, MI Metro Area
Even conditions for buyers and sellers
27 days
Average time to sell
Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lansing-East Lansing, MI metro data
🏠

Property Strategy for 49285

Which property type performs best in this market?

Best for Cash Flow
4BR
4.6% cap rate
Best for Appreciation
4BR
+6.8% 5yr CAGR
Best Overall Value
4BR
$78,853/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $230,348 $1,450 4.5% $115,174
3BR $286,598 $1,780 4.5% +6.6% $95,533
4BR $315,411 $2,000 4.6% +6.8% $78,853

Market Trends

Home Value History (with trend line)

$319K$272K$225K$178K$131K$84KJul 2006Jul 2016Jul 2026

📊 How Does 49285 Compare?

Metric 49285 Stockbridge Lansing-East Lansing, MI Michigan
Home Value $301,790 $301,790 N/A $253,279
5-Year CAGR 4.7% 4.7% N/A 6.8%
Avg Rent $1,305 $1,305 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 49285? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49285 (Stockbridge, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $301,790
Monthly Rent $1,305
Price-to-Rent 19.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49285

Population: 6,120

💰 Median Household Income
$67,148
This area
$67,148
State
$68,013
USA
$74,580
🏠 Renter Occupied
17.9%
This area
17.9%
State
19.4%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-2.8%
USA
3.7%
🎓 College Educated
21.7%
This area
21.7%
State
16.5%
USA
33.7%
👤 Median Age
49.5 years
This area
49.5 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 94.6%
Other/Mixed 4.0%
Hispanic/Latino 1.5%
Black/African American 0.9%
Asian 0.5%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49285

B+ Avg School Grade
3 Schools
15.0:1 Avg Class Size
$14,272 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Emma Smith Elementary School

📚 Pre-K – 02 Elementary
👥
265 Students
👨‍🏫
13.3:1 Class Size
💰
$14,272 Per Student
B+ Above Average

Heritage School

📚 03 – 06 School
👥
330 Students
👨‍🏫
15.7:1 Class Size
💰
$14,272 Per Student
B+ Above Average

Stockbridge JrSr High School

📚 07 – 12 High School
👥
525 Students
👨‍🏫
16.1:1 Class Size
💰
$14,272 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Stockbridge in MI worth investing in?

Stockbridge, MI rates 3.0/5 for investability. With median values at $302K and rents near $1,305/mo, the market offers reasonable fundamentals for rental investors.

What is it like being a landlord in Stockbridge, MI?

The landlord environment in Stockbridge, MI is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Stockbridge, MI better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Stockbridge, MI. The numbers - $302K homes against $1,305/mo rents - support that play.

How qualified is the tenant pool in Stockbridge, MI?

Stockbridge, MI draws a steady base of working renters. Demand at the $1,305/mo rent level is reasonable for standard single-family and small multi rentals.

What is the typical vacancy rate in Stockbridge, MI?

Expect elevated vacancy in Stockbridge, MI. Rents at $1,305/mo are absorbed by the tenant base without meaningful lag.

You know 49285 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 49285 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 49285 ranks in Lansing-East Lansing, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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