Real Estate Investing in Holly, Michigan (48442)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 48442 (Holly, MI)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holly, MI (48442)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 48442 Holly
Not every below-median market is a bargain. Holly's 48442 ZIP stands at signals that favor experienced operators who can absorb the risk $329K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 48442 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
ZIP 48442's metrics run below Oakland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 48442 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 48442 is an operator game, not a passive one. Stepping back, entry prices of $329K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Holly:
Property Strategy for 48442
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $212,612 | $1,440 | 4.9% | +7.1% | $106,306 |
| 3BR | $302,412 | $1,760 | 4.2% | +6.8% | $100,804 |
| 4BR | $367,350 | $1,920 | 3.8% | +6.2% | $91,837 |
| 5BR | $466,616 | — | — | +6.3% | $93,323 |
Market Trends
Home Value History (with trend line)
📊 How Does 48442 Compare?
| Metric | 48442 | Holly | Detroit-Warren-Dearborn, MI | Michigan |
|---|---|---|---|---|
| Home Value | $328,913 | $328,913 | N/A | $253,279 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 6.8% |
| Avg Rent | $1,296 | $1,296 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 48442 (Holly, MI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $328,913 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +6.5% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 48442
Population: 22,720
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 48442
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are there empty rentals in Holly, MI?
Vacancy in Holly, MI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,296/mo.
What is the smart move for investors in Holly, MI?
In Holly, MI the durable play is typically careful cash-flow rentals with hands-on management. The combination of $329K prices and $1,296/mo rents suits that approach.
What is the average monthly rent in Holly, MI?
Rent in Holly, MI is around $1,296/mo. The resulting rent-to-value relationship with $329K pricing is reasonable for most investor models.
Can I house hack in Holly, MI?
Holly, MI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,296/mo rent level.
Is Holly in MI worth investing in?
Our data puts Holly, MI at 3.0/5 for investability. Home prices of $329K and rents around $1,296/mo create a solid backdrop for investor activity.
You know 48442 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 48442 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 48442 ranks in Detroit-Warren-Dearborn, MI
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