Real Estate Investing in Holly, Michigan (48442)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oakland County • Population: 22,720 • Data updated: September 2026

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Should you buy in 48442 (Holly, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Holly, MI (48442)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $328,913
Avg Monthly Rent $1,296
1% Rule ✗ Does Not Meet
Median Income $75,493
% Renters 22.2%

Market Analysis: 48442 Holly

Not every below-median market is a bargain. Holly's 48442 ZIP stands at signals that favor experienced operators who can absorb the risk $329K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 48442 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 48442's metrics run below Oakland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 48442 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 48442 is an operator game, not a passive one. Stepping back, entry prices of $329K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Holly:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,296/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data
🏠

Property Strategy for 48442

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
2BR
+7.1% 5yr CAGR
Best Overall Value
4BR
$91,837/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $212,612 $1,440 4.9% +7.1% $106,306
3BR $302,412 $1,760 4.2% +6.8% $100,804
4BR $367,350 $1,920 3.8% +6.2% $91,837
5BR $466,616 +6.3% $93,323

Market Trends

Home Value History (with trend line)

$348K$295K$243K$191K$138K$86KJul 2006Jul 2016Jul 2026

📊 How Does 48442 Compare?

Metric 48442 Holly Detroit-Warren-Dearborn, MI Michigan
Home Value $328,913 $328,913 N/A $253,279
5-Year CAGR 4.8% 4.8% N/A 6.8%
Avg Rent $1,296 $1,296 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 48442? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48442 (Holly, MI). Anonymous, moderated, never written by AI.

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Property managers serving Oakland County

Manage rentals here? List your business →

Symmetry Management specializes in commercial real estate management. summary from their website

Commercial
Unclaimed — is this your business? Claim it free

Beacon Management offers property management services for various communities and properties across Michigan, including Ann Arbor, Auburn Hills, Bloomfield Hills, Canton, and Southfield. summary from their website

Unclaimed — is this your business? Claim it free

Great Day Realty is a real estate company. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.8%
Moderate

📊 Market Snapshot

Home Value $328,913
Monthly Rent $1,296
Price-to-Rent 21.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48442

Population: 22,720

💰 Median Household Income
$75,493
This area
$75,493
State
$68,013
USA
$74,580
🏠 Renter Occupied
22.2%
This area
22.2%
State
19.4%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-2.8%
USA
3.7%
🎓 College Educated
27.8%
This area
27.8%
State
16.5%
USA
33.7%
👤 Median Age
43.8 years
This area
43.8 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 91.7%
Other/Mixed 5.2%
Black/African American 2.5%
Hispanic/Latino 2.2%
Asian 0.6%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 48442

A Avg School Grade
6 Schools
14.9:1 Avg Class Size
$17,992 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Holly Elementary School

📚 Pre-K – 05 Elementary
👥
319 Students
👨‍🏫
13.3:1 Class Size
💰
$19,097 Per Student
A+ Excellent

Patterson Elementary School

📚 Pre-K – 05 Elementary
👥
439 Students
👨‍🏫
13.7:1 Class Size
💰
$19,097 Per Student
A Very Good

Rose Pioneer Elementary School

📚 Pre-K – 05 Elementary
👥
278 Students
👨‍🏫
13.2:1 Class Size
💰
$19,097 Per Student
A Very Good

Holly Middle School

📚 06 – 08 Middle
👥
663 Students
👨‍🏫
16.5:1 Class Size
💰
$19,097 Per Student
B+ Above Average

Holly High School

📚 08 – 12 High School
👥
1,016 Students
👨‍🏫
16.7:1 Class Size
💰
$19,097 Per Student
B Good

Holly Academy

📚 K – 08 School Charter
👥
557 Students
👨‍🏫
15.8:1 Class Size
💰
$12,467 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
D
Sharp's Academy of Hairstyling
26 students · 8.3 mi
C
Port Huron Cosmetology College
52 students · 12.1 mi
C
Marketti Academy of Cosmetology
45 students · 13.8 mi

Frequently Asked Questions

Are there empty rentals in Holly, MI?

Vacancy in Holly, MI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,296/mo.

What is the smart move for investors in Holly, MI?

In Holly, MI the durable play is typically careful cash-flow rentals with hands-on management. The combination of $329K prices and $1,296/mo rents suits that approach.

What is the average monthly rent in Holly, MI?

Rent in Holly, MI is around $1,296/mo. The resulting rent-to-value relationship with $329K pricing is reasonable for most investor models.

Can I house hack in Holly, MI?

Holly, MI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,296/mo rent level.

Is Holly in MI worth investing in?

Our data puts Holly, MI at 3.0/5 for investability. Home prices of $329K and rents around $1,296/mo create a solid backdrop for investor activity.

You know 48442 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 48442 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 48442 ranks in Detroit-Warren-Dearborn, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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