Real Estate Investing in Commerce Township, Michigan (48390)
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Should you buy in 48390 (Commerce Township, MI)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Commerce Township, MI (48390)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 48390 Commerce Township
ZIP 48390 in Commerce Township, MI carries a sturdy set of headwinds. Home values near $316K and rents of $2,251/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 48390 can be a worth a close look for hunting ground — but the discount at $316K reflects genuine risk that outside investors often underestimate.
ZIP 48390's metrics run below Oakland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 48390 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 48390 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Commerce Township:
Property Strategy for 48390
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $165,225 | $1,560 | 6.8% | +7.5% | $165,225 |
| 2BR | $250,218 | $1,960 | 5.6% | +7.2% | $125,109 |
| 3BR | $336,678 | $2,390 | 5.1% | +6.4% | $112,226 |
| 4BR | $488,800 | $2,600 | 3.8% | +6.4% | $122,200 |
| 5BR | $647,400 | — | — | +6.6% | $129,480 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 48390 Compare?
| Metric | 48390 | Commerce Township | Detroit-Warren-Dearborn, MI | Michigan |
|---|---|---|---|---|
| Home Value | $316,244 | $393,644 | N/A | $253,279 |
| 5-Year CAGR | 4.3% | 4.6% | N/A | 6.8% |
| Avg Rent | $2,251 | $2,266 | N/A | - |
| Cap Rate | 5.6% | 4.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 48390 (Commerce Township, MI). Anonymous, moderated, never written by AI.
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Property managers serving Oakland County
Manage rentals here? List your business →Symmetry Management specializes in commercial real estate management. summary from their website
Beacon Management offers property management services for various communities and properties across Michigan, including Ann Arbor, Auburn Hills, Bloomfield Hills, Canton, and Southfield. summary from their website
Great Day Realty is a real estate company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $316,244 |
| Monthly Rent | $2,251 |
| Price-to-Rent | 11.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.6% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 48390
Population: 24,118
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 48390
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 789 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors consider Commerce Township, MI?
With a 3.0/5 investability score, Commerce Township, MI ranks as a solid market for rental property investors. Median prices of $316K and rents of $2,251/mo drive the underlying numbers.
Where do rents currently stand in Commerce Township, MI?
Investors in Commerce Township, MI typically see rents near $2,251/mo per month against $316K home values - a solid setup for rental cash flow.
How much does a house cost in Commerce Township, MI?
In Commerce Township, MI the median home value sits at $316K. Against the broader MI market, that reads as reasonable for most investors.
Which real estate strategy fits Commerce Township, MI?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Commerce Township, MI. The numbers - $316K homes against $2,251/mo rents - support that play.
How deep is the rental pool in Commerce Township, MI?
The tenant pool in Commerce Township, MI is solid, supported by local employment and population fundamentals. Rents of $2,251/mo are well-absorbed by the market.
You know 48390 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 48390 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 48390 ranks in Detroit-Warren-Dearborn, MI
Every ZIP in this metro, ranked. Free.
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