Real Estate Investing in New Haven, Michigan (48050)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Macomb County • Population: 1,290 • Data updated: September 2026

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Should you buy in 48050 (New Haven, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Haven, MI (48050)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $404,186
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $87,150
% Renters 13.0%

Market Analysis: 48050 New Haven

ZIP 48050 in New Haven, MI carries a healthy set of headwinds. Home values near $404K and rents of $1,314/mo sit inside a market where underwriting has to be tight.

The 48050 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 48050 and stronger New Haven ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

On balance, 1,290 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. healthy returns are possible in 48050, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Haven:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data

Market Trends

Home Value History (with trend line)

$425K$366K$306K$247K$187K$128KJul 2006Jul 2016Jul 2026

📊 How Does 48050 Compare?

Metric 48050 New Haven Detroit-Warren-Dearborn, MI Michigan
Home Value $404,186 $351,343 N/A $253,279
5-Year CAGR 4.9% 5.0% N/A 6.8%
Avg Rent $1,314 $1,364 N/A -
Cap Rate 2.5% 3.1% - -
💡 Why Invest in 48050? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48050 (New Haven, MI). Anonymous, moderated, never written by AI.

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Property managers serving Macomb County

Manage rentals here? List your business →

Beacon Management offers property management services for various communities and properties across Michigan, including Ann Arbor, Auburn Hills, Bloomfield Hills, Canton, and Southfield. summary from their website

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Key 3 Property Management Group offers property management services in Michigan. summary from their website

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Michigan Property Management Solutions offers homes for rent in Michigan, near Macomb Twp., Fraser, Utica, Clinton Valley, and Detroit. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $404,186
Monthly Rent $1,314
Price-to-Rent 25.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48050

Population: 1,290

💰 Median Household Income
$87,150
This area
$87,150
State
$68,013
USA
$74,580
🏠 Renter Occupied
13.0%
This area
13.0%
State
19.4%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-2.8%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
16.5%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
1.1%
This area
1.1%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 94.3%
Other/Mixed 5.8%
👶 Under 18
15.4%
This area
15.4%
USA
22.0%
👴 65 and Over
26.4%
This area
26.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 48050

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Merritt Academy

📚 Pre-K – 12 K-12 Charter
📍 59900 HAVENRIDGE RD, NEW HAVEN
👥
561 Students
👨‍🏫
9.7:1 Class Size
💰
$16,409 Per Student
B+ Above Average

New Haven Elementary School

📚 K – 04 Elementary
📍 57701 RIVER OAKS DR, NEW HAVEN
👥
433 Students
👨‍🏫
17.0:1 Class Size
💰
$14,668 Per Student
B+ Above Average

New Haven High School

📚 09 – 12 High School
📍 57700 GRATIOT AVE, NEW HAVEN
👥
328 Students
👨‍🏫
15.4:1 Class Size
💰
$14,668 Per Student
C Below Average

Macomb Correctional Facility

📚 09 – 12 High School Limited Data
📍 34625 26 MILE RD, LENOX
D Needs Improvement

Lake Huron Virtual Hybrid High School

📚 06 – 12 High School
📍 57700 GRATIOT AVE, NEW HAVEN
👥
90 Students
👨‍🏫
53.3:1 Class Size
💰
$14,668 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Ross Medical Education Center-New Baltimore
39 students · 7.8 mi

Frequently Asked Questions

Does New Haven, MI make sense for an investment property?

The 3.0/5 investability rating in New Haven, MI reflects its $404K prices and $1,314/mo rents. Investors generally consider it a solid option within MI.

How high is vacancy risk in New Haven, MI?

New Haven, MI carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,314/mo.

How landlord-friendly is New Haven, MI?

The landlord environment in New Haven, MI is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the best play in New Haven, MI?

For New Haven, MI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the typical rental rate in New Haven, MI?

Investors in New Haven, MI typically see rents near $1,314/mo per month against $404K home values - a solid setup for rental cash flow.

You know 48050 now. You don’t know where it ranks.

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How 48050 ranks in Detroit-Warren-Dearborn, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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