Real Estate Investing in Capac, Michigan (48014)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Clair County • Population: 4,319 • Data updated: September 2026

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Should you buy in 48014 (Capac, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Capac, MI (48014)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,563
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $65,383
% Renters 19.4%

Market Analysis: 48014 Capac

Not every below-median market is a bargain. Capac's 48014 ZIP records signals that favor experienced operators who can absorb the risk $261K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 48014 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 48014 sits on the difficult end of the MI spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

A resilient renter share of 19% in 48014 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 48014 is an operator game, not a passive one. On the rental side, entry prices of $261K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Capac:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data
🏠

Property Strategy for 48014

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
3BR
+6.3% 5yr CAGR
Best Overall Value
4BR
$73,838/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,949 $1,060 4.5% $85,474
3BR $242,751 $1,300 3.9% +6.3% $80,917
4BR $295,351 $1,400 3.4% $73,838

Market Trends

Home Value History (with trend line)

$275K$233K$191K$149K$107K$66KJul 2006Jul 2016Jul 2026

📊 How Does 48014 Compare?

Metric 48014 Capac Detroit-Warren-Dearborn, MI Michigan
Home Value $260,563 $260,563 N/A $253,279
5-Year CAGR 4.5% 4.5% N/A 6.8%
Avg Rent $954 $954 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 48014? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48014 (Capac, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $260,563
Monthly Rent $954
Price-to-Rent 22.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48014

Population: 4,319

💰 Median Household Income
$65,383
This area
$65,383
State
$68,013
USA
$74,580
🏠 Renter Occupied
19.4%
This area
19.4%
State
19.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-2.8%
USA
3.7%
🎓 College Educated
11.0%
This area
11.0%
State
16.5%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
0.6%
This area
0.6%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 90.9%
Other/Mixed 8.7%
Hispanic/Latino 5.6%
Black/African American 0.2%
Asian 0.1%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
5.0%
This area
5.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 48014

B Avg School Grade
3 Schools
23.7:1 Avg Class Size
$15,317 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Capac JrSr High School

📚 07 – 12 High School
👥
312 Students
👨‍🏫
13.3:1 Class Size
💰
$15,317 Per Student
B Good

Capac Elementary School

📚 Pre-K – 06 School
👥
332 Students
👨‍🏫
18.2:1 Class Size
💰
$15,317 Per Student
C Below Average

Capac Virtual Education Program

📚 K – 12 K-12
👥
62 Students
👨‍🏫
39.7:1 Class Size
💰
$15,317 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Capac, MI?

In Capac, MI the median home value sits at $261K. Against the broader MI market, that reads as reasonable for most investors.

What do landlords charge for rent in Capac, MI?

Expect rents around $954/mo per month in Capac, MI. With home values at $261K, the yield math works out to reasonable levels for rental investors.

How strong is the working-renter base in Capac, MI?

Tenant demand in Capac, MI is solid. The local workforce $954/mo rents across most rental classes.

Can I house hack in Capac, MI?

Capac, MI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $261K price point reasonable to enter.

Is MI a landlord-friendly state?

Landlord-friendliness in Capac, MI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 48014 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 48014 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 48014 ranks in Detroit-Warren-Dearborn, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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