Real Estate Investing in Oxford, Indiana (47971)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47971 (Oxford, IN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford, IN (47971)?
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Market Analysis: 47971 Oxford
The 47971 ZIP in Oxford, IN is a local-operator market. Outside capital chasing a $225K entry has to pair deep knowledge with the discount.
From a cash-flow lens, the numbers look inviting — $225K purchase price, 0.0% nominal cap — the work to hit that pro forma in 47971 is substantial and deserves full respect.
Within IN, ZIP 47971 trails on several market indicators that neighboring Benton County submarkets outperform. The gap is real and significant enough to shape underwriting.
A significant renter share of 16% in 47971 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 47971 is an operator game, not a passive one. On balance, entry prices of $225K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Oxford:
Property Strategy for 47971
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $150,147 | $1,050 | 5.0% | +13.4% | $75,073 |
| 3BR | $210,435 | $1,260 | 4.3% | +9.7% | $70,145 |
| 4BR | $254,489 | $1,580 | 4.5% | +9.0% | $63,622 |
Market Trends
Home Value History (with trend line)
📊 How Does 47971 Compare?
| Metric | 47971 | Oxford | Lafayette-West Lafayette, IN | Indiana |
|---|---|---|---|---|
| Home Value | $224,535 | $224,535 | N/A | $248,442 |
| 5-Year CAGR | 8.6% | 8.6% | N/A | 7.7% |
| Avg Rent | $945 | $945 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47971 (Oxford, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $224,535 |
| Monthly Rent | $945 |
| Price-to-Rent | 19.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 11.9% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +7.8% ▲ |
| 5-Year CAGR | +8.6% ▲ |
| 10-Year CAGR | +10.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47971
Population: 1,718
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 47971
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Oxford, IN rate as a rental market?
Oxford, IN rates 3.0/5 for investability. With median values at $225K and rents near $945/mo, the market offers reasonable fundamentals for rental investors.
What do landlords charge for rent in Oxford, IN?
Expect rents around $945/mo per month in Oxford, IN. With home values at $225K, the yield math works out to reasonable levels for rental investors.
How high is vacancy risk in Oxford, IN?
Vacancy risk in Oxford, IN is elevated. That supports steady cash flow for typical rental holds.
What is the typical renter like in Oxford, IN?
Oxford, IN offers a even-keeled renter base at the $945/mo rent level. Tenant turnover is reasonable for well-managed properties.
What type of investing works in Oxford, IN?
Investors usually favor careful cash-flow rentals with hands-on management in Oxford, IN. With home values at $225K and rents near $945/mo, other strategies can work but produce predictable rather than outsized returns.
You know 47971 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 47971 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 47971 ranks in Lafayette-West Lafayette, IN
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