Real Estate Investing in Ambia, Indiana (47917)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Warren County • Population: 306 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 47917 (Ambia, IN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ambia, IN (47917)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $142,178
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $94,000
% Renters 12.7%

Market Analysis: 47917 Ambia

This part of Warren County is not an easy win. The 47917 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 47917 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 47917 among IN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 47917 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 47917 is an operator game, not a passive one. Looking more closely, entry prices of $142K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ambia:

B+ Great
Buy Confidence Score: 82/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Rising (+23.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Lafayette-West Lafayette, IN Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lafayette-West Lafayette, IN metro data

Market Trends

Home Value History (with trend line)

$153K$127K$102K$76K$50K$25KDec 2010Oct 2018Jul 2026

📊 How Does 47917 Compare?

Metric 47917 Ambia Lafayette-West Lafayette, IN Indiana
Home Value $142,178 $142,178 N/A $248,442
5-Year CAGR 9.9% 9.9% N/A 7.7%
Avg Rent $945 $945 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 47917? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 47917 (Ambia, IN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 47917 (Ambia, IN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+9.9%
Strong

📊 Market Snapshot

Home Value $142,178
Monthly Rent $945
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 15.1%

📈 Home Appreciation

1-Year +23.9% ▲
3-Year CAGR +8.5% ▲
5-Year CAGR +9.9% ▲
10-Year CAGR +11.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.9%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 47917

Population: 306

💰 Median Household Income
$94,000
This area
$94,000
State
$69,164
USA
$74,580
🏠 Renter Occupied
12.7%
This area
12.7%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-23.5%
USA
3.7%
🎓 College Educated
23.3%
This area
23.3%
State
-6.4%
USA
33.7%
👤 Median Age
38.9 years
This area
38.9 years
State
-0.2 years
USA
38.9 years
🏚️ Vacancy Rate
19.4%
This area
19.4%
State
10.7%
USA
10.5%
👥 Population by Ethnicity
White 73.1%
Other/Mixed 26.9%
Hispanic/Latino 26.4%
👶 Under 18
26.2%
This area
26.2%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the investability score for Ambia, IN?

Ambia, IN scores 3.0/5 for investability. Home values sit at $142K and rents near $945/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is it easy to find good tenants in Ambia, IN?

Working renters make up the core of the Ambia, IN tenant base. The pool is reasonable for investors targeting long-term holds.

Do landlords face vacancy issues in Ambia, IN?

Vacancy in Ambia, IN is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $945/mo.

What is the best play in Ambia, IN?

Investors usually favor careful cash-flow rentals with hands-on management in Ambia, IN. With home values at $142K and rents near $945/mo, other strategies can work but produce reliable rather than outsized returns.

Are rents high in Ambia, IN?

Investors in Ambia, IN typically see rents near $945/mo per month against $142K home values - a solid setup for rental cash flow.

You know 47917 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 47917 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 47917 ranks in Lafayette-West Lafayette, IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 47917 (Ambia)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 47917 (Ambia, IN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.