Real Estate Investing in Ladoga, Indiana (47954)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47954 (Ladoga, IN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ladoga, IN (47954)?
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Market Analysis: 47954 Ladoga
ZIP 47954 inside Montgomery County looks affordable on the surface — median value of $239K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 47954 is sturdy only for operators who understand what they are buying. A $239K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 47954 sits on the difficult end of the IN spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 47954 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 47954 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Ladoga:
Property Strategy for 47954
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $169,908 | $1,070 | 4.5% | +7.3% | $84,954 |
| 3BR | $227,042 | $1,420 | 4.5% | +8.0% | $75,681 |
| 4BR | $296,898 | $1,550 | 3.8% | +7.5% | $74,225 |
Market Trends
Home Value History (with trend line)
📊 How Does 47954 Compare?
| Metric | 47954 | Ladoga | Crawfordsville, IN | Indiana |
|---|---|---|---|---|
| Home Value | $238,936 | $238,936 | N/A | $248,442 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 7.7% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47954 (Ladoga, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $238,936 |
| Monthly Rent | $963 |
| Price-to-Rent | 20.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +6.7% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47954
Population: 2,223
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 47954
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does house hacking make sense in Ladoga, IN?
House hacking in Ladoga, IN is reasonable to execute. Prices around $239K and rents of $963/mo solid owner-occupant economics.
How deep is the rental pool in Ladoga, IN?
The tenant pool in Ladoga, IN is solid, supported by local employment and population fundamentals. Rents of $963/mo are well-absorbed by the market.
Is Ladoga, IN a good market for buy-and-hold investors?
Investors tracking Ladoga, IN will find a 3.0/5 rating supported by $239K median home values and $963/mo rents. That profile suits long-term holders targeting measured returns.
How landlord-friendly is Ladoga, IN?
Landlord-friendliness in Ladoga, IN is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How much does a house cost in Ladoga, IN?
In Ladoga, IN the median home value sits at $239K. Against the broader IN market, that reads as reasonable for most investors.
You know 47954 now. You don’t know where it ranks.
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How 47954 ranks in Crawfordsville, IN
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