Real Estate Investing in Haubstadt, Indiana (47639)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gibson County • Population: 4,633 • Data updated: September 2026

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Should you buy in 47639 (Haubstadt, IN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Haubstadt, IN (47639)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,261
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $83,777
% Renters 18.5%

Market Analysis: 47639 Haubstadt

ZIP 47639 inside Gibson County looks affordable on the surface — median value of $318K — but the discount exists for reasons that a careful buyer should understand before committing.

From a cash-flow lens, the numbers look inviting — $318K purchase price, 0.0% nominal cap — the work to hit that pro forma in 47639 is substantial and deserves full respect.

In the broader IN picture, 47639 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 47639 ZIP's population of 4,633 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Haubstadt:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Evansville, IN-KY Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
12.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Evansville, IN-KY metro data
🏠

Property Strategy for 47639

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
2BR
+6.8% 5yr CAGR
Best Overall Value
4BR
$98,070/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $205,591 $1,010 3.5% +6.8% $102,795
3BR $300,262 $1,280 3.1% +6.2% $100,087
4BR $392,279 $1,380 2.5% +6.5% $98,070

Market Trends

Home Value History (with trend line)

$332K$294K$256K$218K$180K$142KJul 2006Jul 2016Jul 2026

📊 How Does 47639 Compare?

Metric 47639 Haubstadt Evansville, IN-KY Indiana
Home Value $318,261 $318,261 N/A $248,442
5-Year CAGR 5.2% 5.2% N/A 7.7%
Avg Rent $909 $909 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 47639? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 47639 (Haubstadt, IN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $318,261
Monthly Rent $909
Price-to-Rent 29.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 47639

Population: 4,633

💰 Median Household Income
$83,777
This area
$83,777
State
$69,164
USA
$74,580
🏠 Renter Occupied
18.5%
This area
18.5%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-23.5%
USA
3.7%
🎓 College Educated
22.8%
This area
22.8%
State
-6.4%
USA
33.7%
👤 Median Age
37.9 years
This area
37.9 years
State
-0.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.5%
This area
5.5%
State
10.7%
USA
10.5%
👥 Population by Ethnicity
White 98.0%
Other/Mixed 1.8%
Hispanic/Latino 0.3%
Asian 0.2%
👶 Under 18
29.9%
This area
29.9%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 47639

B Avg School Grade
1 Schools
17.1:1 Avg Class Size
$13,860 Avg Per Pupil

Schools in This ZIP Code

B Good

Haubstadt Community School

📚 K – 08 School
👥
391 Students
👨‍🏫
17.1:1 Class Size
💰
$13,860 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby
C
The Salon Professional Academy-Evansville
169 students · 14.3 mi
C
Rogers Academy of Hair Design
101 students · 14.6 mi
C+
University of Evansville
2,109 students · 14.7 mi
D
Ross Medical Education Center-Evansville
68 students · 14.7 mi

Frequently Asked Questions

Is Haubstadt, IN a smart market for rental property?

With a 3.0/5 investability score, Haubstadt, IN ranks as a solid market for rental property investors. Median prices of $318K and rents of $909/mo drive the underlying numbers.

Are rents high in Haubstadt, IN?

Rents in Haubstadt, IN run near $909/mo. Compared with median home prices of $318K that produces solid gross yields for typical rentals.

Which real estate strategy fits Haubstadt, IN?

The best-fit strategy in Haubstadt, IN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Can I live-in-and-rent in Haubstadt, IN?

The house hack math a challenging in Haubstadt, IN. Owner-occupant buyers benefit from the $909/mo rents and $318K home values.

How tight is the rental market in Haubstadt, IN?

Vacancy risk in Haubstadt, IN is elevated. That supports consistent cash flow for typical rental holds.

You know 47639 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 47639 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 47639 ranks in Evansville, IN-KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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