Real Estate Investing in Saint Croix, Indiana (47576)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47576 (Saint Croix, IN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 21.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Croix, IN (47576)?
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Market Analysis: 47576 Saint Croix
Investors eyeing 47576 need to respect the fundamentals at play. Home values of $235K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 47576 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 47576 and stronger Saint Croix ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 47576 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 47576 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Saint Croix:
Market Trends
Home Value History (with trend line)
📊 How Does 47576 Compare?
| Metric | 47576 | Saint Croix | Indiana |
|---|---|---|---|
| Home Value | $234,798 | $234,798 | $248,442 |
| 5-Year CAGR | 5.7% | 5.7% | 7.7% |
| Avg Rent | $864 | $864 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47576 (Saint Croix, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $234,798 |
| Monthly Rent | $864 |
| Price-to-Rent | 22.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47576
Population: 676
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Do landlords face vacancy issues in Saint Croix, IN?
Expect elevated vacancy in Saint Croix, IN. Rents at $864/mo are absorbed by the tenant base without meaningful lag.
Are tenants stable in Saint Croix, IN?
Saint Croix, IN draws a consistent base of working renters. Demand at the $864/mo rent level is reasonable for standard single-family and small multi rentals.
Is housing expensive in Saint Croix, IN?
Saint Croix, IN home values average about $235K. That price point suits investors targeting rentals with $864/mo in monthly income.
How do experienced investors play Saint Croix, IN?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Saint Croix, IN. The numbers - $235K homes against $864/mo rents - support that play.
How much is rent in Saint Croix, IN?
Rents in Saint Croix, IN run near $864/mo. Compared with median home prices of $235K that produces solid gross yields for typical rentals.
You know 47576 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 47576 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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