Real Estate Investing in Camden, Indiana (46917)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Carroll County • Population: 1,992 • Data updated: September 2026

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Should you buy in 46917 (Camden, IN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Camden, IN (46917)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $214,862
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $60,764
% Renters 12.3%

Market Analysis: 46917 Camden

This part of Carroll County is not an easy win. The 46917 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 46917 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 46917 sits on the difficult end of the IN spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Looking more closely, 1,992 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Camden's stable or hybrid ZIPs before stepping into 46917. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Camden:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lafayette-West Lafayette, IN Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lafayette-West Lafayette, IN metro data
🏠

Property Strategy for 46917

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$60,620/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $157,572 $980 4.5% +7.3% $78,786
3BR $204,268 $1,250 4.4% +7.1% $68,089
4BR $242,480 $1,330 3.9% +6.9% $60,620

Market Trends

Home Value History (with trend line)

$228K$197K$165K$134K$102K$71KJul 2006Jul 2016Jul 2026

📊 How Does 46917 Compare?

Metric 46917 Camden Lafayette-West Lafayette, IN Indiana
Home Value $214,862 $214,862 N/A $248,442
5-Year CAGR 6.4% 6.4% N/A 7.7%
Avg Rent $882 $882 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 46917? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 46917 (Camden, IN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $214,862
Monthly Rent $882
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +10.4% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 46917

Population: 1,992

💰 Median Household Income
$60,764
This area
$60,764
State
$69,164
USA
$74,580
🏠 Renter Occupied
12.3%
This area
12.3%
State
22.2%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-23.5%
USA
3.7%
🎓 College Educated
13.1%
This area
13.1%
State
-6.4%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
-0.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
10.7%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.7%
Hispanic/Latino 3.7%
Black/African American 0.1%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is rental property easy to operate in Camden, IN?

The landlord environment in Camden, IN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Are tenants stable in Camden, IN?

Camden, IN draws a measured base of working renters. Demand at the $882/mo rent level is reasonable for standard single-family and small multi rentals.

What is the smart move for investors in Camden, IN?

Most investors in Camden, IN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Are there empty rentals in Camden, IN?

Vacancy in Camden, IN is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $882/mo.

Is Camden, IN good for house hacking?

The house hack math a challenging in Camden, IN. Owner-occupant buyers benefit from the $882/mo rents and $215K home values.

You know 46917 now. You don’t know where it ranks.

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How 46917 ranks in Lafayette-West Lafayette, IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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