Real Estate Investing in Fremont, Indiana (46737)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 46737 (Fremont, IN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 35.1% of homes vacant — above national norms.
- Higher unemployment: 8.6% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 27.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fremont, IN (46737)?
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Market Analysis: 46737 Fremont
Not every below-median market is a bargain. Fremont's 46737 ZIP shows signals that favor experienced operators who can absorb the risk $380K pricing implies.
Rent of $1,152/mo on a $380K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 46737 sits below the stated 0.0% once reality is priced in.
In the broader IN picture, 46737 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 46737 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Fremont:
Property Strategy for 46737
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $258,626 | $980 | 2.7% | +9.7% | $258,626 |
| 2BR | $303,368 | $1,280 | 3.0% | +9.0% | $151,684 |
| 3BR | $342,617 | $1,650 | 3.5% | +8.7% | $114,206 |
| 4BR | $635,441 | $1,690 | 1.9% | +9.0% | $158,860 |
| 5BR | $965,497 | — | — | +9.4% | $193,099 |
Market Trends
Home Value History (with trend line)
📊 How Does 46737 Compare?
| Metric | 46737 | Fremont | Angola, IN | Indiana |
|---|---|---|---|---|
| Home Value | $379,719 | $379,719 | N/A | $248,442 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 7.7% |
| Avg Rent | $1,152 | $1,152 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 46737 (Fremont, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $379,719 |
| Monthly Rent | $1,152 |
| Price-to-Rent | 27.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.4% |
| 5-Year IRR | 8.1% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 46737
Population: 7,076
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 46737
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are there empty rentals in Fremont, IN?
Fremont, IN carries elevated vacancy risk. Expect stable absorption at market rents of $1,152/mo.
How much rent can I charge in Fremont, IN?
Average rent in Fremont, IN is approximately $1,152/mo per month. Against $380K home values that yields a reasonable rent-to-price ratio.
What is the median home value in Fremont, IN?
Fremont, IN home values average about $380K. That price point suits investors targeting rentals with $1,152/mo in monthly income.
How viable is house hacking in Fremont, IN?
Fremont, IN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $380K price point reasonable to enter.
Is Fremont in IN worth investing in?
Fremont, IN rates 3.0/5 for investability. With median values at $380K and rents near $1,152/mo, the market offers reasonable fundamentals for rental investors.
You know 46737 now. You don’t know where it ranks.
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How 46737 ranks in Angola, IN
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