Real Estate Investing in Kingsford Heights, Indiana (46346)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 46346 (Kingsford Heights, IN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 14.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kingsford Heights, IN (46346)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 46346 Kingsford Heights
ZIP 46346 inside La Porte County looks affordable on the surface — median value of $170K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $990/mo on a $170K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 46346 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Kingsford Heights have seen price recovery that 46346 has not matched. La Porte County data supports the view that the spread is structural rather than temporary.
Put differently, 1,313 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 46346 is an operator game, not a passive one. From a cash-flow lens, entry prices of $170K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Kingsford Heights:
Property Strategy for 46346
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $109,410 | $1,100 | 7.2% | — | $54,705 |
| 3BR | $154,806 | $1,390 | 6.5% | +12.4% | $51,602 |
Market Trends
Home Value History (with trend line)
📊 How Does 46346 Compare?
| Metric | 46346 | Kingsford Heights | Michigan City-La Porte, IN | Indiana |
|---|---|---|---|---|
| Home Value | $170,249 | $170,249 | N/A | $248,442 |
| 5-Year CAGR | 12.0% | 12.0% | N/A | 7.7% |
| Avg Rent | $990 | $990 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 46346 (Kingsford Heights, IN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 46346 (Kingsford Heights, IN)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $170,249 |
| Monthly Rent | $990 |
| Price-to-Rent | 14.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.5% |
| 5-Year IRR | 16.6% |
📈 Home Appreciation
| 1-Year | +15.6% ▲ |
| 3-Year CAGR | +10.1% ▲ |
| 5-Year CAGR | +12.0% ▲ |
| 10-Year CAGR | +12.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 46346
Population: 1,313
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 46346
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How qualified is the tenant pool in Kingsford Heights, IN?
Kingsford Heights, IN draws a stable base of working renters. Demand at the $990/mo rent level is reasonable for standard single-family and small multi rentals.
Is Kingsford Heights, IN a good place for real estate investing?
The 4.0/5 investability rating in Kingsford Heights, IN reflects its $170K prices and $990/mo rents. Investors generally consider it a solid option within IN.
What are home prices like in Kingsford Heights, IN?
Homes in Kingsford Heights, IN typically sell near $170K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
Is Kingsford Heights, IN a good market for FHA house hackers?
The house hack math a challenging in Kingsford Heights, IN. Owner-occupant buyers benefit from the $990/mo rents and $170K home values.
How quickly do rentals get leased in Kingsford Heights, IN?
Kingsford Heights, IN sees elevated vacancy, which is reasonable relative to the broader IN rental market.
You know 46346 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 46346 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 46346 ranks in Michigan City-La Porte, IN
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 46346 (Kingsford Heights)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 46346 (Kingsford Heights, IN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.