Best ZIP Codes for Cash Flow in Michigan City-La Porte, IN (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 46346 | Kingsford Heights, IN | $170,249 | $990 | 4.54% | 12.0% |
| 2 | 46348 | La Crosse, IN | $219,935 | $1,161 | 4.12% | 6.7% |
| 3 | 46532 | Hamlet, IN | $208,548 | $1,017 | 3.80% | 7.0% |
| 4 | 46390 | Wanatah, IN | $288,649 | $1,341 | 3.62% | 6.7% |
| 5 | 46360 | Michigan City, IN | $237,945 | $1,097 | 3.59% | 7.4% |
| 6 | 46350 | La Porte, IN | $279,723 | $1,229 | 3.43% | 6.4% |
| 7 | 46371 | Rolling Prairie, IN | $323,750 | $1,296 | 3.12% | 6.1% |
| 8 | 46391 | Westville, IN | $355,583 | $1,278 | 2.80% | 6.3% |
| 9 | 46382 | Union Mills, IN | $307,288 | $1,071 | 2.72% | 7.0% |
| 10 | 46340 | Hanna, IN | $282,334 | $927 | 2.56% | 6.7% |
| 11 | 46365 | Mill Creek, IN | $324,622 | $1,053 | 2.53% | 6.2% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Michigan City-La Porte, IN · Affordable in Michigan City-La Porte, IN
Or see the full Michigan City-La Porte, IN metro profile.