Real Estate Investing in Windfall, Indiana (46076)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 46076 (Windfall, IN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Windfall, IN (46076)?
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Market Analysis: 46076 Windfall
Not every below-median market is a bargain. Windfall's 46076 ZIP clocks in at signals that favor experienced operators who can absorb the risk $207K pricing implies.
The investment case in 46076 is resilient only for operators who understand what they are buying. A $207K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Windfall have seen price recovery that 46076 has not matched. Tipton County data supports the view that the spread is structural rather than temporary.
A impressive renter share of 18% in 46076 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 46076 is an operator game, not a passive one. Meanwhile, entry prices of $207K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Windfall:
Property Strategy for 46076
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $134,881 | $1,190 | 6.4% | +11.6% | $67,440 |
| 3BR | $223,721 | $1,430 | 4.6% | +9.8% | $74,574 |
| 4BR | $257,930 | $1,850 | 5.2% | +8.5% | $64,482 |
Market Trends
Home Value History (with trend line)
📊 How Does 46076 Compare?
| Metric | 46076 | Windfall | Indiana |
|---|---|---|---|
| Home Value | $206,927 | $206,927 | $248,442 |
| 5-Year CAGR | 7.5% | 7.5% | 7.7% |
| Avg Rent | $1,071 | $1,071 | - |
| Cap Rate | 4.0% | 4.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 46076 (Windfall, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $206,927 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 16.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +7.5% ▲ |
| 10-Year CAGR | +8.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 46076
Population: 1,754
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 809 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How qualified is the tenant pool in Windfall, IN?
The tenant pool in Windfall, IN is solid, supported by local employment and population fundamentals. Rents of $1,071/mo are well-absorbed by the market.
Is Windfall, IN a smart market for rental property?
With a 3.0/5 investability score, Windfall, IN ranks as a solid market for rental property investors. Median prices of $207K and rents of $1,071/mo drive the underlying numbers.
How landlord-friendly is Windfall, IN?
The landlord environment in Windfall, IN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What real estate strategy is ideal for Windfall, IN?
For Windfall, IN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the median home value in Windfall, IN?
Expect median prices around $207K in Windfall, IN. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
You know 46076 now. You don’t know where it ranks.
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