Real Estate Investing in Tipton, Indiana (46072)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 46072 (Tipton, IN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tipton, IN (46072)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 46072 Tipton
ZIP 46072 inside Tipton County looks affordable on the surface — median value of $247K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 46072 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 46072 among IN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 46072 ZIP's population of 8,751 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.
Experienced landlords with local relationships tend to find 46072 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Tipton:
Property Strategy for 46072
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $167,502 | $1,370 | 5.9% | +10.2% | $83,751 |
| 3BR | $237,028 | $1,790 | 5.4% | +10.0% | $79,009 |
| 4BR | $309,763 | $2,160 | 5.0% | +9.6% | $77,441 |
| 5BR | $344,051 | — | — | +9.7% | $68,810 |
Market Trends
Home Value History (with trend line)
📊 How Does 46072 Compare?
| Metric | 46072 | Tipton | Indiana |
|---|---|---|---|
| Home Value | $247,098 | $247,098 | $248,442 |
| 5-Year CAGR | 7.4% | 7.4% | 7.7% |
| Avg Rent | $1,233 | $1,233 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 46072 (Tipton, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $247,098 |
| Monthly Rent | $1,233 |
| Price-to-Rent | 16.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 46072
Population: 8,751
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 46072
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 809 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Tipton, IN?
In Tipton, IN the median home value sits at $247K. Against the broader IN market, that reads as reasonable for most investors.
How do landlord-tenant laws work in Tipton, IN?
IN ranks as a landlord-friendly state for landlord-tenant law. Tipton generally follows the statewide framework, so landlords face reasonable operating rules.
How much rent can I charge in Tipton, IN?
Rents in Tipton, IN run near $1,233/mo. Compared with median home prices of $247K that produces solid gross yields for typical rentals.
Can owner-occupants cash flow in Tipton, IN?
Tipton, IN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $247K price point reasonable to enter.
What is the best play in Tipton, IN?
Tipton, IN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($247K prices, $1,233/mo rents) make it a reasonable choice.
You know 46072 now. You don’t know where it ranks.
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