Real Estate Investing in Huber Heights, Ohio (45424)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45424 (Huber Heights, OH)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Huber Heights, OH (45424)?
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Market Analysis: 45424 Huber Heights
Not every below-median market is a bargain. Huber Heights's 45424 ZIP clocks in at signals that favor experienced operators who can absorb the risk $228K pricing implies.
Rent of $1,345/mo on a $228K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 45424 sits below the stated 0.0% once reality is priced in.
ZIP 45424's metrics run below Montgomery County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 45424 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 45424 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Huber Heights:
Property Strategy for 45424
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $154,338 | $1,400 | 6.5% | +6.8% | $77,169 |
| 3BR | $204,384 | $1,820 | 6.4% | +7.9% | $68,128 |
| 4BR | $267,958 | $2,000 | 5.4% | +7.9% | $66,989 |
| 5BR | $327,308 | — | — | +7.1% | $65,462 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45424 Compare?
| Metric | 45424 | Huber Heights | Dayton-Kettering, OH | Ohio |
|---|---|---|---|---|
| Home Value | $227,612 | $227,612 | N/A | $237,530 |
| 5-Year CAGR | 6.3% | 6.3% | N/A | 7.4% |
| Avg Rent | $1,345 | $1,345 | N/A | - |
| Cap Rate | 4.6% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45424 (Huber Heights, OH). Anonymous, moderated, never written by AI.
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Property managers serving Montgomery County
Manage rentals here? List your business →Associa RPM provides comprehensive HOA and condominium management services in the greater Columbus, Dublin, Cincinnati, and Dayton areas of Ohio. summary from their website
Eclipse Community Management offers HOA & Condo Management services in Ohio & Kentucky. summary from their website
Frost Property Management offers deluxe, experienced property management services in South Florida for single families, residential condos, multifamilies, and commercial spaces. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $227,612 |
| Monthly Rent | $1,345 |
| Price-to-Rent | 14.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.1% |
| Cap Rate | 4.6% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | -7.1% ▼ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +3.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45424
Population: 49,871
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45424
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,621 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do rents currently stand in Huber Heights, OH?
Rents in Huber Heights, OH run near $1,345/mo. Compared with median home prices of $228K that produces solid gross yields for typical rentals.
How tight is the rental market in Huber Heights, OH?
Occupancy in Huber Heights, OH runs even-keeled with elevated vacancy. Well-priced units at $1,345/mo lease on reasonable timelines.
Is Huber Heights, OH a good market for buy-and-hold investors?
The 3.0/5 investability rating in Huber Heights, OH reflects its $228K prices and $1,345/mo rents. Investors generally consider it a solid option within OH.
How viable is house hacking in Huber Heights, OH?
House hacking in Huber Heights, OH is reasonable to execute. Prices around $228K and rents of $1,345/mo solid owner-occupant economics.
What price range are homes in Huber Heights, OH?
Expect median prices around $228K in Huber Heights, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
You know 45424 now. You don’t know where it ranks.
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How 45424 ranks in Dayton-Kettering, OH
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