Real Estate Investing in Camden, Ohio (45311)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45311 (Camden, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Camden, OH (45311)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45311 Camden
The 45311 ZIP covers a section of Camden that demands careful diligence. Prices near $212K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45311 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within OH, ZIP 45311 trails on several market indicators that neighboring Preble County submarkets outperform. The gap is real and healthy enough to shape underwriting.
In practical terms, 5,960 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. substantial returns are possible in 45311, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Camden:
Property Strategy for 45311
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $157,914 | $970 | 4.4% | +7.0% | $78,957 |
| 3BR | $240,687 | $1,300 | 3.9% | +7.1% | $80,229 |
| 4BR | $312,915 | $1,420 | 3.3% | +7.1% | $78,229 |
Market Trends
Home Value History (with trend line)
📊 How Does 45311 Compare?
| Metric | 45311 | Camden | Ohio |
|---|---|---|---|
| Home Value | $212,307 | $212,307 | $237,530 |
| 5-Year CAGR | 5.3% | 5.3% | 7.4% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45311 (Camden, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $212,307 |
| Monthly Rent | $873 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45311
Population: 5,960
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45311
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are homes affordable in Camden, OH?
Camden, OH home values average about $212K. That price point suits investors targeting rentals with $873/mo in monthly income.
Does a duplex house hack pencil in Camden, OH?
The a challenging house-hack environment in Camden, OH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Where do rents currently stand in Camden, OH?
The typical rental in Camden, OH commands about $873/mo monthly. That rent profile measured cash flow against the $212K purchase basis.
Is OH a landlord-friendly state?
Landlord-friendliness in Camden, OH is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What approach is best for Camden, OH real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Camden, OH. The numbers - $212K homes against $873/mo rents - support that play.
You know 45311 now. You don’t know where it ranks.
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