Real Estate Investing in Toronto, Ohio (43964)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 43964 (Toronto, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Toronto, OH (43964)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 43964 Toronto
ZIP 43964 inside Jefferson County looks affordable on the surface — median value of $140K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $873/mo on a $140K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 43964 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 43964 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 43964 ZIP's population of 9,061 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Toronto:
Property Strategy for 43964
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $88,489 | $970 | 7.9% | +7.4% | $44,245 |
| 3BR | $155,757 | $1,290 | 6.0% | +6.5% | $51,919 |
| 4BR | $177,262 | $1,480 | 6.0% | +4.9% | $44,315 |
Market Trends
Home Value History (with trend line)
📊 How Does 43964 Compare?
| Metric | 43964 | Toronto | Ohio |
|---|---|---|---|
| Home Value | $140,287 | $140,287 | $237,530 |
| 5-Year CAGR | 5.1% | 5.1% | 7.4% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 4.9% | 4.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 43964 (Toronto, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $140,287 |
| Monthly Rent | $873 |
| Price-to-Rent | 13.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.5% |
| Cap Rate | 4.9% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 43964
Population: 9,061
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 43964
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,182 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are homes affordable in Toronto, OH?
In Toronto, OH the median home value sits at $140K. Against the broader OH market, that reads as reasonable for most investors.
What is the tenant pool like in Toronto, OH?
Tenant quality in Toronto, OH ranks as solid. Landlords generally report consistent occupancy at market rents of $873/mo.
Is rental property easy to operate in Toronto, OH?
Toronto, OH falls under OH landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What are vacancy rates like in Toronto, OH?
Rental vacancy in Toronto, OH is elevated. Investors should budget normal turnover but not chronic empty units.
Does a duplex house hack pencil in Toronto, OH?
Toronto, OH is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $140K price point reasonable to enter.
You know 43964 now. You don’t know where it ranks.
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How 43964 ranks in Weirton-Steubenville, WV-OH
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