Real Estate Investing in Cadiz, Ohio (43907)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison • Population: 4,814 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 43907 (Cadiz, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cadiz, OH (43907)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $141,975
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $47,754
% Renters 27.2%

Market Analysis: 43907 Cadiz

This part of Harrison is not an easy win. The 43907 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $142K asset, 43907 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 43907 sits on the difficult end of the OH spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 43907 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 43907 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cadiz:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$148K$130K$113K$95K$77K$59KJul 2006Jul 2016Jul 2026

📊 How Does 43907 Compare?

Metric 43907 Cadiz Ohio
Home Value $141,975 $141,975 $237,530
5-Year CAGR 3.4% 3.4% 7.4%
Avg Rent $873 $873 -
Cap Rate 4.8% 4.8% -
💡 Why Invest in 43907? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43907 (Cadiz, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 43907 (Cadiz, OH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $141,975
Monthly Rent $873
Price-to-Rent 13.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43907

Population: 4,814

💰 Median Household Income
$47,754
This area
$47,754
State
$68,496
USA
$74,580
🏠 Renter Occupied
27.2%
This area
27.2%
State
25.8%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-9.1%
USA
3.7%
🎓 College Educated
11.0%
This area
11.0%
State
8.4%
USA
33.7%
👤 Median Age
48.6 years
This area
48.6 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
17.4%
This area
17.4%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 88.1%
Black/African American 8.3%
Other/Mixed 3.7%
Hispanic/Latino 0.3%
👶 Under 18
21.1%
This area
21.1%
USA
22.0%
👴 65 and Over
26.0%
This area
26.0%
USA
17.3%
📊 Poverty Rate
8.0%
This area
8.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43907

A Avg School Grade
3 Schools
14.8:1 Avg Class Size
$24,590 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Harrison Career Center

📚 09 – 12 High School
👥
92 Students
👨‍🏫
8.4:1 Class Size
💰
$24,020 Per Student
A Very Good

Harrison Central Jr./Sr. High School

📚 07 – 12 High School
👥
568 Students
👨‍🏫
17.1:1 Class Size
💰
$24,875 Per Student
A Very Good

Harrison Central Elementary School

📚 Pre-K – 06 School
👥
779 Students
👨‍🏫
19.0:1 Class Size
💰
$24,875 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 268 Off-Campus Students
C
Belmont College
833 students · 12.8 mi
C
Ohio University-Eastern Campus
1,149 students · 12.9 mi

Frequently Asked Questions

Is Cadiz, OH a good place for real estate investing?

Cadiz, OH scores 3.0/5 for investability. Home values sit at $142K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the typical vacancy rate in Cadiz, OH?

Cadiz, OH carries elevated vacancy risk. Expect steady absorption at market rents of $873/mo.

How much rent can I charge in Cadiz, OH?

Investors in Cadiz, OH typically see rents near $873/mo per month against $142K home values - a solid setup for rental cash flow.

How viable is house hacking in Cadiz, OH?

House hacking works a challenging in Cadiz, OH. Rents of $873/mo against $142K acquisition make the strategy solid for owner-occupants.

How expensive is real estate in Cadiz, OH?

Typical homes in Cadiz, OH go for around $142K. The 5-year CAGR of 0.0% stable price movement.

You know 43907 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43907 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 43907 (Cadiz)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 43907 (Cadiz, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.