Real Estate Investing in Sonora, Kentucky (42776)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Larue County • Population: 2,071 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 42776 (Sonora, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sonora, KY (42776)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $228,099
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $53,692
% Renters 17.9%

Market Analysis: 42776 Sonora

In practical terms, ZIP 42776 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $228K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 42776 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 42776 and stronger Sonora ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 42776 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 42776 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sonora:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Elizabethtown-Fort Knox, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Elizabethtown-Fort Knox, KY metro data
🏠

Property Strategy for 42776

Which property type performs best in this market?

Best for Cash Flow
2BR
4.7% cap rate
Best for Appreciation
3BR
+9.7% 5yr CAGR
Best Overall Value
4BR
$73,961/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $148,528 $970 4.7% +8.4% $74,264
3BR $241,104 $1,360 4.1% +9.7% $80,368
4BR $295,846 $1,630 4.0% $73,961

Market Trends

Home Value History (with trend line)

$245K$213K$180K$148K$116K$83KJul 2006Jul 2016Jul 2026

📊 How Does 42776 Compare?

Metric 42776 Sonora Elizabethtown-Fort Knox, KY Kentucky
Home Value $228,099 $228,099 N/A $225,788
5-Year CAGR 5.5% 5.5% N/A 6.9%
Avg Rent $873 $873 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 42776? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42776 (Sonora, KY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 42776 (Sonora, KY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $228,099
Monthly Rent $873
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42776

Population: 2,071

💰 Median Household Income
$53,692
This area
$53,692
State
$55,541
USA
$74,580
🏠 Renter Occupied
17.9%
This area
17.9%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-16.4%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
-4.1%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
14.1%
This area
14.1%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.2%
Black/African American 0.4%
👶 Under 18
30.4%
This area
30.4%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
11.0%
This area
11.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42776

B Avg School Grade
2 Schools
13.8:1 Avg Class Size
$13,081 Avg Per Pupil

Schools in This ZIP Code

B Good

Creekside Elementary School

📚 Pre-K – 05 Elementary
👥
451 Students
👨‍🏫
15.7:1 Class Size
💰
$13,705 Per Student
C+ Average

The Life Connection

📚 04 – 12 High School
👥
36 Students
👨‍🏫
12.0:1 Class Size
💰
$12,457 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 4,001 Off-Campus Students
C+
Elizabethtown Community and Technical College
6,204 students · 12.4 mi
D
Empire Beauty School-Elizabethtown
158 students · 12.7 mi

Investor Insight: With 4,001 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is KY a landlord-friendly state?

Landlord-friendliness in Sonora, KY is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What do rentals go for in Sonora, KY?

Rental rates in Sonora, KY average $873/mo. Tenant demand and $228K home values make the yield look reasonable by investor standards.

How strong is tenant demand in Sonora, KY?

Working renters make up the core of the Sonora, KY tenant base. The pool is reasonable for investors targeting long-term holds.

What investment strategy works best in Sonora, KY?

In Sonora, KY the significant play is typically careful cash-flow rentals with hands-on management. The combination of $228K prices and $873/mo rents suits that approach.

Where do home prices stand in Sonora, KY?

Sonora, KY median home values land near $228K. That is reasonable territory for investors looking at $873/mo-per-month rentals.

You know 42776 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42776 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 42776 ranks in Elizabethtown-Fort Knox, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 42776 (Sonora)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 42776 (Sonora, KY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.