Real Estate Investing in Sturgis, Kentucky (42459)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 42459 (Sturgis, KY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 12.2% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sturgis, KY (42459)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 42459 Sturgis
Investors eyeing 42459 need to respect the fundamentals at play. Home values of $111K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 42459 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader KY picture, 42459 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 42459 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Sturgis's stable or hybrid ZIPs before stepping into 42459. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Sturgis:
Property Strategy for 42459
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $72,957 | $870 | 8.6% | +8.5% | $36,479 |
| 3BR | $126,116 | $1,040 | 5.9% | +8.1% | $42,039 |
| 4BR | $178,786 | $1,150 | 4.6% | +7.8% | $44,696 |
Market Trends
Home Value History (with trend line)
📊 How Does 42459 Compare?
| Metric | 42459 | Sturgis | Kentucky |
|---|---|---|---|
| Home Value | $110,824 | $110,824 | $225,788 |
| 5-Year CAGR | 4.7% | 4.7% | 6.9% |
| Avg Rent | $783 | $783 | - |
| Cap Rate | 5.5% | 5.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 42459 (Sturgis, KY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 42459 (Sturgis, KY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $110,824 |
| Monthly Rent | $783 |
| Price-to-Rent | 11.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | -0.6% ▼ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 42459
Population: 3,965
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 42459
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of market is Sturgis, KY for investors?
Our data puts Sturgis, KY at 3.0/5 for investability. Home prices of $111K and rents around $783/mo create a solid backdrop for investor activity.
What type of investing works in Sturgis, KY?
A careful cash-flow rentals with hands-on management strategy Sturgis, KY best. The market produces steady results for that approach at the $111K price point.
What is the average monthly rent in Sturgis, KY?
Expect rents around $783/mo per month in Sturgis, KY. With home values at $111K, the yield math works out to reasonable levels for rental investors.
Should investors worry about vacancy in Sturgis, KY?
Vacancy in Sturgis, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $783/mo.
Are homes affordable in Sturgis, KY?
Sturgis, KY median home values land near $111K. That is reasonable territory for investors looking at $783/mo-per-month rentals.
You know 42459 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 42459 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 42459 (Sturgis)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 42459 (Sturgis, KY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.