Real Estate Investing in Cadiz, Kentucky (42211)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 42211 (Cadiz, KY)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.8% of homes vacant — above national norms.
- Declining values: -10.8% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 31.4% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cadiz, KY (42211)?
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Market Analysis: 42211 Cadiz
The 42211 ZIP covers a section of Cadiz that demands careful diligence. Prices near $119K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $119K asset, 42211 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader KY picture, 42211 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
From a cash-flow lens, 12,912 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. sturdy returns are possible in 42211, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Cadiz:
Property Strategy for 42211
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $172,193 | $1,110 | 4.6% | +11.9% | $86,097 |
| 3BR | $249,460 | $1,550 | 4.5% | +10.6% | $83,153 |
| 4BR | $412,738 | $1,860 | 3.2% | +10.1% | $103,184 |
Market Trends
Home Value History (with trend line)
📊 How Does 42211 Compare?
| Metric | 42211 | Cadiz | Clarksville, TN-KY | Kentucky |
|---|---|---|---|---|
| Home Value | $118,569 | $118,569 | N/A | $225,788 |
| 5-Year CAGR | N/A | N/A | N/A | 6.9% |
| Avg Rent | $999 | $999 | N/A | - |
| Cap Rate | 6.6% | 6.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 42211 (Cadiz, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $118,569 |
| Monthly Rent | $999 |
| Price-to-Rent | 9.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.1% |
| Cap Rate | 6.6% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -31.4% ▼ |
| 3-Year CAGR | -15.1% ▼ |
| 5-Year CAGR | -10.8% ▼ |
| 10-Year CAGR | -2.5% ▼ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 42211
Population: 12,912
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 42211
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are homes affordable in Cadiz, KY?
Cadiz, KY home values average about $119K. That price point suits investors targeting rentals with $999/mo in monthly income.
What is it like being a landlord in Cadiz, KY?
KY law landlord-friendly for landlords, and Cadiz inherits those rules. Investors should still review local ordinances for rental licensing.
Is vacancy a concern in Cadiz, KY?
Expect elevated vacancy in Cadiz, KY. Rents at $999/mo are absorbed by the tenant base without meaningful lag.
Can I live-in-and-rent in Cadiz, KY?
House hacking in Cadiz, KY is a challenging. With home values around $119K and rents at $999/mo, owner-occupants can offset a meaningful share of PITI.
Are tenants stable in Cadiz, KY?
Working renters make up the core of the Cadiz, KY tenant base. The pool is reasonable for investors targeting long-term holds.
You know 42211 now. You don’t know where it ranks.
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How 42211 ranks in Clarksville, TN-KY
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