Real Estate Investing in Benton, Kentucky (42025)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marshall • Population: 19,238 • Data updated: September 2026

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Should you buy in 42025 (Benton, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Benton, KY (42025)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,174
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $68,840
% Renters 14.2%

Market Analysis: 42025 Benton

The 42025 ZIP covers a section of Benton that demands careful diligence. Prices near $210K look accessible, but the work to make a deal cash flow is real.

The investment case in 42025 is solid only for operators who understand what they are buying. A $210K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Benton have seen price recovery that 42025 has not matched. Marshall data supports the view that the spread is structural rather than temporary.

The 42025 ZIP's population of 19,238 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategically, 42025 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Benton:

B+ Great
Buy Confidence Score: 79/100
Affordability
20/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
🏠

Property Strategy for 42025

Which property type performs best in this market?

Best for Cash Flow
2BR
4.7% cap rate
Best for Appreciation
2BR
+10.7% 5yr CAGR
Best Overall Value
2BR
$73,599/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $147,199 $970 4.7% +10.7% $73,599
3BR $235,665 $1,200 3.7% +9.3% $78,555
4BR $330,240 $1,320 2.9% +8.5% $82,560
5BR $424,195 +9.3% $84,839

Market Trends

Home Value History (with trend line)

$220K$195K$169K$144K$119K$94KFeb 2009Nov 2017Jul 2026

📊 How Does 42025 Compare?

Metric 42025 Benton Kentucky
Home Value $210,174 $210,174 $225,788
5-Year CAGR 8.9% 8.9% 6.9%
Avg Rent $873 $873 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 42025? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42025 (Benton, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+8.9%
Strong

📊 Market Snapshot

Home Value $210,174
Monthly Rent $873
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 12.1%

📈 Home Appreciation

1-Year +8.7% ▲
3-Year CAGR +10.0% ▲
5-Year CAGR +8.9% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 42025

Population: 19,238

💰 Median Household Income
$68,840
This area
$68,840
State
$55,541
USA
$74,580
🏠 Renter Occupied
14.2%
This area
14.2%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-16.4%
USA
3.7%
🎓 College Educated
22.1%
This area
22.1%
State
-4.1%
USA
33.7%
👤 Median Age
47.6 years
This area
47.6 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
18.6%
This area
18.6%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 2.7%
Hispanic/Latino 1.1%
Black/African American 0.7%
Asian 0.3%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
23.4%
This area
23.4%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42025

C+ Avg School Grade
10 Schools
18.3:1 Avg Class Size
$13,761 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Sharpe Elementary School

📚 Pre-K – 05 Elementary
👥
311 Students
👨‍🏫
14.2:1 Class Size
💰
$13,761 Per Student
B+ Above Average

Jonathan Elementary School

📚 Pre-K – 05 Elementary
👥
244 Students
👨‍🏫
13.2:1 Class Size
💰
$13,761 Per Student
B+ Above Average

South Marshall Elementary School

📚 Pre-K – 05 Elementary
👥
264 Students
👨‍🏫
12.7:1 Class Size
💰
$13,761 Per Student
B Good

Benton Elementary School

📚 Pre-K – 05 Elementary
👥
536 Students
👨‍🏫
16.2:1 Class Size
💰
$13,761 Per Student
B Good

Central Elementary School

📚 Pre-K – 05 Elementary
👥
459 Students
👨‍🏫
15.2:1 Class Size
💰
$13,761 Per Student
B Good

South Marshall Middle

📚 06 – 08 Middle
👥
457 Students
👨‍🏫
15.7:1 Class Size
💰
$13,761 Per Student
C+ Average

Purchase Youth Village

📚 01 – 12 K-12
👥
23 Students
👨‍🏫
11.5:1 Class Size
💰
$13,761 Per Student
C+ Average

Marshall County High School

📚 09 – 12 High School
👥
1,216 Students
👨‍🏫
18.9:1 Class Size
💰
$13,761 Per Student
C+ Average

Marshall County Technical Center

📚 09 – 12 High School Limited Data
💰
$13,761 Per Student
D Needs Improvement

MC Academy

📚 06 – 12 High School
👥
95 Students
👨‍🏫
47.5:1 Class Size
💰
$13,761 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What monthly rent should investors expect in Benton, KY?

Rent in Benton, KY is around $873/mo. The resulting rent-to-value relationship with $210K pricing is reasonable for most investor models.

Are eviction rules reasonable in Benton, KY?

The landlord environment in Benton, KY is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Should investors consider Benton, KY?

Investors tracking Benton, KY will find a 3.0/5 rating supported by $210K median home values and $873/mo rents. That profile suits long-term holders targeting even-keeled returns.

How high is vacancy risk in Benton, KY?

Occupancy in Benton, KY runs measured with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.

Which investment style suits Benton, KY?

Benton, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($210K prices, $873/mo rents) make it a reasonable choice.

You know 42025 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42025 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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