Real Estate Investing in Virgie, Kentucky (41572)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 3,266 • Data updated: September 2026

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Should you buy in 41572 (Virgie, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Virgie, KY (41572)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $94,291
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $47,109
% Renters 10.4%

Market Analysis: 41572 Virgie

This part of Pike County is not an easy win. The 41572 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 41572 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader KY picture, 41572 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 41572 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 41572 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Virgie:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 41572

Which property type performs best in this market?

Best for Cash Flow
2BR
9.2% cap rate
Best for Appreciation
4BR
+7.7% 5yr CAGR
Best Overall Value
2BR
$37,037/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $74,074 $950 9.2% +7.0% $37,037
3BR $117,575 $1,140 7.0% +7.2% $39,192
4BR $150,019 $1,510 7.2% +7.7% $37,505

Market Trends

Home Value History (with trend line)

$102K$93K$84K$76K$67K$58KDec 2015Apr 2021Jul 2026

📊 How Does 41572 Compare?

Metric 41572 Virgie Kentucky
Home Value $94,291 $94,291 $225,788
5-Year CAGR 2.5% 2.5% 6.9%
Avg Rent $855 $855 -
Cap Rate 7.1% 7.1% -
💡 Why Invest in 41572? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41572 (Virgie, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.1%
Good
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $94,291
Monthly Rent $855
Price-to-Rent 9.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.9%
Cap Rate 7.1%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR +0.9% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.1%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.1%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41572

Population: 3,266

💰 Median Household Income
$47,109
This area
$47,109
State
$55,541
USA
$74,580
🏠 Renter Occupied
10.4%
This area
10.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-16.4%
USA
3.7%
🎓 College Educated
9.9%
This area
9.9%
State
-4.1%
USA
33.7%
👤 Median Age
50.4 years
This area
50.4 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
16.2%
This area
16.2%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 99.7%
Hispanic/Latino 0.3%
Other/Mixed 0.3%
👶 Under 18
19.2%
This area
19.2%
USA
22.0%
👴 65 and Over
21.7%
This area
21.7%
USA
17.3%
📊 Poverty Rate
14.5%
This area
14.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby
D
Galen Health Institutes-Pikeville
122 students · 12.7 mi
D
American National University-Pikeville
329 students · 12.7 mi
C
Alice Lloyd College
553 students · 12.8 mi
C
University of Pikeville
2,610 students · 13.3 mi

Frequently Asked Questions

What is the typical vacancy rate in Virgie, KY?

Virgie, KY carries elevated vacancy risk. Expect steady absorption at market rents of $855/mo.

What is the tenant pool like in Virgie, KY?

Virgie, KY offers a stable renter base at the $855/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is real estate in Virgie, KY a good investment right now?

Virgie, KY posts an investability rating of 3.0/5, with median home values near $94K and average rents around $855/mo. That combination puts it in the significant tier for investor interest.

What strategy should investors use in Virgie, KY?

Virgie, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($94K prices, $855/mo rents) make it a reasonable choice.

How much should I expect to pay for a home in Virgie, KY?

Median home price in Virgie, KY is near $94K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

You know 41572 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41572 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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