Real Estate Investing in Radcliff, Kentucky (40160)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40160 (Radcliff, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.5% vacancy may signal weakening demand.
What’s happening in Radcliff, KY (40160)?
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Market Analysis: 40160 Radcliff
This part of Hardin County is not an easy win. The 40160 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 40160 can be a a solid fit for hunting ground — but the discount at $215K reflects genuine risk that outside investors often underestimate.
ZIP 40160's metrics run below Hardin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 40160 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 40160 is an operator game, not a passive one. Put differently, entry prices of $215K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Radcliff:
Property Strategy for 40160
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $139,987 | $980 | 5.0% | +12.1% | $69,994 |
| 3BR | $211,338 | $1,360 | 4.6% | +8.9% | $70,446 |
| 4BR | $256,626 | $1,640 | 4.6% | +8.5% | $64,157 |
| 5BR | $289,590 | — | — | +8.0% | $57,918 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 40160 Compare?
| Metric | 40160 | Radcliff | Elizabethtown-Fort Knox, KY | Kentucky |
|---|---|---|---|---|
| Home Value | $214,694 | $214,694 | N/A | $225,788 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 6.9% |
| Avg Rent | $1,050 | $1,050 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40160 (Radcliff, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $214,694 |
| Monthly Rent | $1,050 |
| Price-to-Rent | 17.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | +1.3% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40160
Population: 23,205
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40160
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,001 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical rental rate in Radcliff, KY?
Investors in Radcliff, KY typically see rents near $1,050/mo per month against $215K home values - a solid setup for rental cash flow.
How qualified is the tenant pool in Radcliff, KY?
The tenant pool in Radcliff, KY is solid, supported by local employment and population fundamentals. Rents of $1,050/mo are well-absorbed by the market.
How quickly do rentals get leased in Radcliff, KY?
Radcliff, KY carries elevated vacancy risk. Expect predictable absorption at market rents of $1,050/mo.
Are landlord laws favorable in Radcliff, KY?
Radcliff, KY operates under KY law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
What is the investability score for Radcliff, KY?
Radcliff, KY registers an investability rating of 3.0/5, with median home values near $215K and average rents around $1,050/mo. That combination puts it in the substantial tier for investor interest.
You know 40160 now. You don’t know where it ranks.
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How 40160 ranks in Elizabethtown-Fort Knox, KY
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