Real Estate Investing in Hudson, Kentucky (40145)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40145 (Hudson, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 53.6% of homes vacant — above national norms.
- Elevated poverty: 31.8% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hudson, KY (40145)?
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Market Analysis: 40145 Hudson
ZIP 40145 inside Breckinridge County looks affordable on the surface — median value of $165K — but the discount exists for reasons that a careful buyer should understand before committing.
Turning to rents, the numbers look inviting — $165K purchase price, 0.0% nominal cap — the work to hit that pro forma in 40145 is substantial and deserves full respect.
On the rental side, 40145 offers a low basis, the region around Hudson has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 40145 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Hudson:
Market Trends
Home Value History (with trend line)
📊 How Does 40145 Compare?
| Metric | 40145 | Hudson | Kentucky |
|---|---|---|---|
| Home Value | $164,807 | $164,807 | $225,788 |
| 5-Year CAGR | 6.3% | 6.3% | 6.9% |
| Avg Rent | $819 | $819 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40145 (Hudson, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $164,807 |
| Monthly Rent | $819 |
| Price-to-Rent | 16.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +16.4% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40145
Population: 1,083
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the typical rental rate in Hudson, KY?
Investors in Hudson, KY typically see rents near $819/mo per month against $165K home values - a solid setup for rental cash flow.
Is housing expensive in Hudson, KY?
Hudson, KY median home values land near $165K. That is reasonable territory for investors looking at $819/mo-per-month rentals.
How strong is Hudson, KY for real estate investors?
Hudson, KY scores 3.0/5 for investability. Home values sit at $165K and rents near $819/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Are renters plentiful in Hudson, KY?
Hudson, KY draws a steady base of working renters. Demand at the $819/mo rent level is reasonable for standard single-family and small multi rentals.
Which real estate strategy fits Hudson, KY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Hudson, KY. The numbers - $165K homes against $819/mo rents - support that play.
You know 40145 now. You don’t know where it ranks.
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