Real Estate Investing in Guston, Kentucky (40142)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Meade County • Population: 2,213 • Data updated: September 2026

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Should you buy in 40142 (Guston, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Guston, KY (40142)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $274,625
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $74,894
% Renters 27.0%

Market Analysis: 40142 Guston

The 40142 ZIP covers a section of Guston that demands careful diligence. Prices near $275K look accessible, but the work to make a deal cash flow is real.

The 40142 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within KY, ZIP 40142 trails on several market indicators that neighboring Meade County submarkets outperform. The gap is real and substantial enough to shape underwriting.

The demographic picture in 40142 includes headwinds that any investor should price in. Income distribution skews lower than Guston averages, and tenant stability requires active management.

Distressed ZIPs reward experience. sturdy returns are possible in 40142, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Guston:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Elizabethtown-Fort Knox, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Elizabethtown-Fort Knox, KY metro data

Market Trends

Home Value History (with trend line)

$294K$253K$211K$170K$129K$88KJan 2010May 2018Jul 2026

📊 How Does 40142 Compare?

Metric 40142 Guston Elizabethtown-Fort Knox, KY Kentucky
Home Value $274,625 $274,625 N/A $225,788
5-Year CAGR 9.5% 9.5% N/A 6.9%
Avg Rent $972 $972 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 40142? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 40142 (Guston, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+9.5%
Strong

📊 Market Snapshot

Home Value $274,625
Monthly Rent $972
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +8.5% ▲
5-Year CAGR +9.5% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 40142

Population: 2,213

💰 Median Household Income
$74,894
This area
$74,894
State
$55,541
USA
$74,580
🏠 Renter Occupied
27.0%
This area
27.0%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.4%
USA
3.7%
🎓 College Educated
6.4%
This area
6.4%
State
-4.1%
USA
33.7%
👤 Median Age
37.0 years
This area
37.0 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
6.6%
This area
6.6%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Black/African American 3.7%
Other/Mixed 2.3%
Hispanic/Latino 0.4%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the rental occupancy rate in Guston, KY?

Guston, KY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What are rental rates like in Guston, KY?

Average rent in Guston, KY is approximately $972/mo per month. Against $275K home values that yields a reasonable rent-to-price ratio.

How much should I expect to pay for a home in Guston, KY?

Expect median prices around $275K in Guston, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

What is the best play in Guston, KY?

Guston, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($275K prices, $972/mo rents) make it a reasonable choice.

What kind of market is Guston, KY for investors?

Investors tracking Guston, KY will find a 3.0/5 rating supported by $275K median home values and $972/mo rents. That profile suits long-term holders targeting even-keeled returns.

You know 40142 now. You don’t know where it ranks.

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How 40142 ranks in Elizabethtown-Fort Knox, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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