Real Estate Investing in Pearlington, Mississippi (39572)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hancock County • Population: 1,031 • Data updated: September 2026

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Should you buy in 39572 (Pearlington, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.8% of homes vacant — above national norms.
  • Declining values: -0.1% 5-year CAGR — values have moved lower.
  • Elevated poverty: 20.2% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pearlington, MS (39572)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $158,690
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $49,607
% Renters 0.0%

Market Analysis: 39572 Pearlington

Not every below-median market is a bargain. Pearlington's 39572 ZIP sits at signals that favor experienced operators who can absorb the risk $159K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $159K asset, 39572 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 39572's metrics run below Hancock County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 39572 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 39572 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pearlington:

C Below Average
Buy Confidence Score: 57/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Gulfport-Biloxi, MS Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gulfport-Biloxi, MS metro data

Market Trends

Home Value History (with trend line)

$186K$164K$142K$120K$98K$76KJan 2012May 2019Jul 2026

📊 How Does 39572 Compare?

Metric 39572 Pearlington Gulfport-Biloxi, MS Mississippi
Home Value $158,690 $158,690 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 5.0% 5.0% - -
💡 Why Invest in 39572? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39572 (Pearlington, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
-0.1%
Declining

📊 Market Snapshot

Home Value $158,690
Monthly Rent $1,008
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 5.0%
5-Year IRR 4.8%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR -0.1% ▼
10-Year CAGR +3.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39572

Population: 1,031

💰 Median Household Income
$49,607
This area
$49,607
State
$48,827
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
27.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-17.6%
USA
3.7%
🎓 College Educated
11.6%
This area
11.6%
State
-11.7%
USA
33.7%
👤 Median Age
52.6 years
This area
52.6 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.8%
This area
12.8%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 71.9%
Black/African American 24.9%
Asian 1.9%
Other/Mixed 1.3%
👶 Under 18
5.9%
This area
5.9%
USA
22.0%
👴 65 and Over
36.6%
This area
36.6%
USA
17.3%
📊 Poverty Rate
20.2%
This area
20.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Delta College-Slidell Campus
135 students · 11.0 mi

Frequently Asked Questions

Is Pearlington, MS a good market for buy-and-hold investors?

Our data puts Pearlington, MS at 3.0/5 for investability. Home prices of $159K and rents around $1,008/mo create a solid backdrop for investor activity.

How much rent can I charge in Pearlington, MS?

Rents in Pearlington, MS run near $1,008/mo. Compared with median home prices of $159K that produces solid gross yields for typical rentals.

What approach is best for Pearlington, MS real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Pearlington, MS. The numbers - $159K homes against $1,008/mo rents - support that play.

What does house hacking look like in Pearlington, MS?

The a challenging house-hack environment in Pearlington, MS reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What are vacancy rates like in Pearlington, MS?

Vacancy in Pearlington, MS is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,008/mo.

You know 39572 now. You don’t know where it ranks.

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How 39572 ranks in Gulfport-Biloxi, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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