Real Estate Investing in Rosedale, Mississippi (38769)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bolivar County • Population: 2,088 • Data updated: September 2026

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Should you buy in 38769 (Rosedale, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • Declining values: -8.2% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 11.9% vacancy may signal weakening demand.
  • 1-year downturn: Values declined 20.7% in the last year.
  • Elevated poverty: 48.9% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rosedale, MS (38769)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $72,517
Avg Monthly Rent $756
1% Rule ✓ Meets
Median Income $18,542
% Renters 47.9%

Market Analysis: 38769 Rosedale

Within Bolivar County, the 38769 ZIP reflects a lower entry point around $73K. From an investor standpoint, operators who can improve stock here typically see outsized uplift.

In 38769, the deal is made on the buy and on the capex. durable entry prices of $73K leave room in the budget for light-to-medium renovation, with rent lift to match.

Relative to MS, 38769 reads as a working-capital ZIP — prices below average, renter share elevated at 48%, and room for operator-led upside.

The a solid fit for angle on demographics here is renter willingness to pay a premium for renovated product. The 48% rental share provides scale for the strategy.

Experienced operators with contractor networks find 38769 a strong candidate for. First-time flippers often underestimate scope, budget, and timeline, which is how deals here turn sour.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rosedale:

D Needs Caution
Buy Confidence Score: 43/100
Affordability
15/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-20.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $756/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Cleveland, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cleveland, MS metro data

Market Trends

Home Value History (with trend line)

$133K$120K$107K$94K$81K$68KFeb 2018May 2022Jul 2026

📊 How Does 38769 Compare?

Metric 38769 Rosedale Cleveland, MS Mississippi
Home Value $72,517 $72,517 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $756 $756 N/A -
Cap Rate 8.1% 8.1% - -
💡 Why Invest in 38769? Click to expand

This ZIP code meets the 1% rule with rent at $756/mo on homes averaging $72,517 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 48% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38769 (Rosedale, MS). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.1%
Excellent
5yr Growth
-8.2%
Declining

📉 Market Crash Risk Index

Based on Cleveland, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $72,517
Monthly Rent $756
Price-to-Rent 8.0:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.5%
Cap Rate 8.1%
5-Year IRR N/A

📈 Home Appreciation

1-Year -20.7% ▼
3-Year CAGR -9.3% ▼
5-Year CAGR -8.2% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.1%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.1%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-8.2%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 38769

Population: 2,088

💰 Median Household Income
$18,542
This area
$18,542
State
$48,827
USA
$74,580
🏠 Renter Occupied
47.9%
This area
47.9%
State
27.7%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-17.6%
USA
3.7%
🎓 College Educated
11.5%
This area
11.5%
State
-11.7%
USA
33.7%
👤 Median Age
33.2 years
This area
33.2 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.9%
This area
11.9%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
Black/African American 80.2%
White 13.0%
Other/Mixed 6.8%
Hispanic/Latino 4.4%
👶 Under 18
27.9%
This area
27.9%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
48.9%
This area
48.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38769

B+ Avg School Grade
3 Schools
13.2:1 Avg Class Size
$16,435 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

WEST BOLIVAR ELEM

📚 K – 06 School
👥
255 Students
👨‍🏫
12.2:1 Class Size
💰
$16,435 Per Student
B+ Above Average

WEST BOLIVAR HIGH SCHOOL

📚 07 – 12 High School
👥
238 Students
👨‍🏫
14.2:1 Class Size
💰
$16,435 Per Student
C+ Average

JOE BARNES VOCATIONAL CENTER

📚 09 – 12 High School Limited Data
💰
$16,435 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What approach is best for Rosedale, MS real estate?

Rosedale, MS investors pursuing value-add and BRRRR deals. The underlying economics ($73K prices, $756/mo rents) make it a reasonable choice.

How does Rosedale, MS stack up for property investment?

The 4.0/5 investability rating in Rosedale, MS reflects its $73K prices and $756/mo rents. Investors generally consider it a solid option within MS.

What is the median home value in Rosedale, MS?

Rosedale, MS home values average about $73K. That price point suits investors targeting rentals with $756/mo in monthly income.

Is Rosedale, MS suited for a house hack?

House hacking works an attractive in Rosedale, MS. Rents of $756/mo against $73K acquisition make the strategy solid for owner-occupants.

Do properties in Rosedale, MS satisfy the 1% rule?

With $756/mo rents against $73K home prices, Rosedale, MS produces a 1.04% ratio. That is reasonable proximity to the 1% threshold.

You know 38769 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38769 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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