Real Estate Investing in Moss, Tennessee (38575)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38575 (Moss, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moss, TN (38575)?
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Market Analysis: 38575 Moss
From an investor standpoint, ZIP 38575 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $220K median. It rewards specialists, not generalists.
The 38575 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader TN picture, 38575 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 38575 includes headwinds that any investor should price in. Income distribution skews lower than Moss averages, and tenant stability requires active management.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Moss:
Market Trends
Home Value History (with trend line)
📊 How Does 38575 Compare?
| Metric | 38575 | Moss | Tennessee |
|---|---|---|---|
| Home Value | $220,284 | $220,284 | $327,001 |
| 5-Year CAGR | N/A | N/A | 7.7% |
| Avg Rent | $837 | $837 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38575 (Moss, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $220,284 |
| Monthly Rent | $837 |
| Price-to-Rent | 21.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +8.1% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38575
Population: 987
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Moss, TN a good market for buy-and-hold investors?
Investors tracking Moss, TN will find a 2.0/5 rating supported by $220K median home values and $837/mo rents. That profile suits long-term holders targeting steady returns.
What are vacancy rates like in Moss, TN?
Vacancy in Moss, TN is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $837/mo.
What strategy should investors use in Moss, TN?
A careful cash-flow rentals with hands-on management strategy Moss, TN best. The market produces reliable results for that approach at the $220K price point.
Are renters plentiful in Moss, TN?
Moss, TN draws a consistent base of working renters. Demand at the $837/mo rent level is reasonable for standard single-family and small multi rentals.
What is the average monthly rent in Moss, TN?
Expect rents around $837/mo per month in Moss, TN. With home values at $220K, the yield math works out to reasonable levels for rental investors.
You know 38575 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 38575 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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