Real Estate Investing in Clay County, Tennessee

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

3 ZIP codes • Population: 7,294

Should you buy in Clay County, TN? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals β€” some positives, some negatives. Worth considering but not a slam-dunk.

πŸ“ˆ For Investors
WEAK
2.7 / 5 (42/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.5% of homes vacant β€” above national norms.

What’s happening in Clay County, TN?

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2.7/ 5

Investability

County-wide average

4.0/ 5

Appreciation

7.2% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $224,268
Avg Monthly Rent $861
ZIP Codes 3

Investing in Clay County Real Estate

This is a distressed-leaning county in Tennessee: Clay has 2 cities, 3 ZIPs, and investment math that only works for investors with genuine local understanding.

Clay is the kind of county where the cap rate on paper and the cap rate realized tend to diverge. firmly out-of-state capital should be especially careful with carry-in assumptions.

A 7,294 population and $N/AK household income profile is what makes Clay a challenging rental region β€” the base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Clay County, TN. Anonymous, moderated, never written by AI.

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Avg Home Value
$224,268
Avg Monthly Rent
$861
1% Rule
βœ— Below
Landlord Friendly (TN)
β˜…β˜…β˜…β˜…β˜…

Cities in Clay County

ZIP Codes in Clay County, TN

Screen every market in Clay County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Clay County

Is in TN worth investing in?

, TN scores 2.7/5 for investability. Home values sit at $224K and rents near $861/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in, TN?

, TN rentals go for roughly $861/mo a month. That puts gross yield in solid territory relative to $224K acquisition costs.

What is the best play in, TN?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in, TN. The numbers - $224K homes against $861/mo rents - support that play.

How strong is the working-renter base in, TN?

, TN offers a steady renter base at the $861/mo rent level. Tenant turnover is reasonable for well-managed properties.

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