Real Estate Investing in Trimble, Tennessee (38259)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dyer County • Population: 682 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 38259 (Trimble, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 25.5% of homes vacant — above national norms.
  • Elevated poverty: 28.3% poverty rate — can affect rent collection.
  • Lower household income: $34,167 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Trimble, TN (38259)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $109,312
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $34,167
% Renters 19.3%

Market Analysis: 38259 Trimble

Investors eyeing 38259 need to respect the fundamentals at play. Home values of $109K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $109K asset, 38259 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 38259's metrics run below Dyer County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 38259 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 38259 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Trimble:

C Below Average
Buy Confidence Score: 53/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Declining (-1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Dyersburg, TN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dyersburg, TN metro data

Market Trends

Home Value History (with trend line)

$135K$129K$123K$117K$110K$104KFeb 2022May 2024Jul 2026

📊 How Does 38259 Compare?

Metric 38259 Trimble Dyersburg, TN Tennessee
Home Value $109,312 $109,312 N/A $327,001
5-Year CAGR N/A N/A N/A 7.7%
Avg Rent $837 $837 N/A -
Cap Rate 6.0% 6.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38259 (Trimble, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 38259 (Trimble, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
6.0%
Fair

📉 Market Crash Risk Index

Based on Dyersburg, TN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $109,312
Monthly Rent $837
Price-to-Rent 10.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.2%
Cap Rate 6.0%
5-Year IRR 3.4%

📈 Home Appreciation

1-Year -1.9% ▼
3-Year CAGR -2.6% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 38259

Population: 682

💰 Median Household Income
$34,167
This area
$34,167
State
$60,881
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-22.2%
USA
3.7%
🎓 College Educated
8.9%
This area
8.9%
State
-6.3%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
25.5%
This area
25.5%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 90.2%
Other/Mixed 6.8%
Hispanic/Latino 4.3%
Black/African American 2.1%
Asian 1.0%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
28.3%
This area
28.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38259

B Avg School Grade
1 Schools
12.7:1 Avg Class Size
$12,417 Avg Per Pupil

Schools in This ZIP Code

B Good

Trimble Elementary

📚 Pre-K – 05 Elementary
👥
168 Students
👨‍🏫
12.7:1 Class Size
💰
$12,417 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 2,085 Off-Campus Students
C+
Tennessee College of Applied Technology Northwest
2,302 students · 7.0 mi

Investor Insight: With 2,085 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Trimble, TN?

Most investors in Trimble, TN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Should investors worry about vacancy in Trimble, TN?

Trimble, TN carries elevated vacancy risk. Expect stable absorption at market rents of $837/mo.

What kind of market is Trimble, TN for investors?

Trimble, TN scores 2.0/5 for investability. Home values sit at $109K and rents near $837/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How expensive is real estate in Trimble, TN?

Homes in Trimble, TN typically sell near $109K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Does house hacking make sense in Trimble, TN?

For house hackers, Trimble, TN is a challenging. The $837/mo rent on a unit helps defray the mortgage on a $109K property.

You know 38259 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38259 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 38259 ranks in Dyersburg, TN

Every ZIP in this metro, ranked. Free.

Cash Flow →
🤖

AI Market Advisor

Ask questions about investing in 38259 (Trimble)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 38259 (Trimble, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.