Real Estate Investing in Hurricane Mills, Tennessee (37078)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Humphreys County • Population: 881 • Data updated: September 2026

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Should you buy in 37078 (Hurricane Mills, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 44.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hurricane Mills, TN (37078)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,550
Avg Monthly Rent $1,296
1% Rule ✗ Does Not Meet
Median Income $48,194
% Renters 29.4%

Market Analysis: 37078 Hurricane Mills

The 37078 ZIP in Hurricane Mills, TN is a local-operator market. Outside capital chasing a $319K entry has to pair deep knowledge with the discount.

Meanwhile, the numbers look inviting — $319K purchase price, 0.0% nominal cap — the work to hit that pro forma in 37078 is substantial and deserves full respect.

The gap between 37078 and stronger Hurricane Mills ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A healthy renter share of 29% in 37078 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. notable returns are possible in 37078, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hurricane Mills:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,296/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$330K$317K$303K$290K$276K$263KFeb 2022May 2024Jul 2026

📊 How Does 37078 Compare?

Metric 37078 Hurricane Mills Tennessee
Home Value $318,550 $318,550 $327,001
5-Year CAGR N/A N/A 7.7%
Avg Rent $1,296 $1,296 -
Cap Rate 3.2% 3.2% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37078 (Hurricane Mills, TN). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low

📊 Market Snapshot

Home Value $318,550
Monthly Rent $1,296
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37078

Population: 881

💰 Median Household Income
$48,194
This area
$48,194
State
$60,881
USA
$74,580
🏠 Renter Occupied
29.4%
This area
29.4%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-22.2%
USA
3.7%
🎓 College Educated
9.0%
This area
9.0%
State
-6.3%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
44.5%
This area
44.5%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 92.3%
Other/Mixed 7.7%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the best play in Hurricane Mills, TN?

In Hurricane Mills, TN the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $319K prices and $1,296/mo rents suits that approach.

What do rentals go for in Hurricane Mills, TN?

Investors in Hurricane Mills, TN typically see rents near $1,296/mo per month against $319K home values - a solid setup for rental cash flow.

Is Hurricane Mills, TN good for landlords?

TN ranks as a landlord-friendly state for landlord-tenant law. Hurricane Mills generally follows the statewide framework, so landlords face reasonable operating rules.

Are tenants stable in Hurricane Mills, TN?

Hurricane Mills, TN offers a predictable renter base at the $1,296/mo rent level. Tenant turnover is reasonable for well-managed properties.

How strong is Hurricane Mills, TN for real estate investors?

With a 2.0/5 investability score, Hurricane Mills, TN ranks as a solid market for rental property investors. Median prices of $319K and rents of $1,296/mo drive the underlying numbers.

You know 37078 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37078 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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