Real Estate Investing in Campbell, Alabama (36524)
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Should you buy in 36524 (Campbell, AL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 47.9% of homes vacant — above national norms.
- Declining values: -0.5% 5-year CAGR — values have moved lower.
- Higher unemployment: 7.8% unemployment — tenant risk signal.
- Lower household income: $36,875 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Campbell, AL (36524)?
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Market Analysis: 36524 Campbell
ZIP 36524 in Campbell, AL carries a notable set of headwinds. Home values near $128K and rents of $702/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36524 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 36524 sits on the difficult end of the AL spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 36524 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. healthy returns are possible in 36524, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Campbell:
Market Trends
Home Value History (with trend line)
📊 How Does 36524 Compare?
| Metric | 36524 | Campbell | Alabama |
|---|---|---|---|
| Home Value | $127,673 | $63,836 | $231,003 |
| 5-Year CAGR | N/A | N/A | 5.6% |
| Avg Rent | $702 | $702 | - |
| Cap Rate | 4.3% | 4.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36524 (Campbell, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $127,673 |
| Monthly Rent | $702 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 3.8% |
📈 Home Appreciation
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | -2.8% ▼ |
| 5-Year CAGR | -0.5% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36524
Population: 1,172
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much does a house cost in Campbell, AL?
Campbell, AL home values average about $128K. That price point suits investors targeting rentals with $702/mo in monthly income.
How does Campbell, AL rate as a rental market?
Campbell, AL stands at an investability rating of 3.0/5, with median home values near $128K and average rents around $702/mo. That combination puts it in the robust tier for investor interest.
Is the tenant base reliable in Campbell, AL?
Campbell, AL draws a even-keeled base of working renters. Demand at the $702/mo rent level is reasonable for standard single-family and small multi rentals.
Are eviction rules reasonable in Campbell, AL?
The landlord environment in Campbell, AL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What approach is best for Campbell, AL real estate?
Most investors in Campbell, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 36524 now. You don’t know where it ranks.
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