Real Estate Investing in Georgiana, Alabama (36033)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Butler County • Population: 3,685 • Data updated: September 2026

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Should you buy in 36033 (Georgiana, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 32.7% of homes vacant — above national norms.
  • Declining values: -0.3% 5-year CAGR — values have moved lower.
  • Lower household income: $38,500 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Georgiana, AL (36033)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $105,475
Avg Monthly Rent $702
1% Rule ✗ Does Not Meet
Median Income $38,500
% Renters 21.4%

Market Analysis: 36033 Georgiana

This part of Butler County is not an easy win. The 36033 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36033 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Stepping back, 36033 offers a low basis, the region around Georgiana has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 36033 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 36033 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Georgiana:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $702/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$116K$111K$107K$102K$98K$93KFeb 2017Nov 2021Jul 2026

📊 How Does 36033 Compare?

Metric 36033 Georgiana Alabama
Home Value $105,475 $112,904 $231,003
5-Year CAGR N/A 0.7% 5.6%
Avg Rent $702 $702 -
Cap Rate 5.2% 4.9% -
💡 Why Invest in 36033? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36033 (Georgiana, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
-0.3%
Declining

📊 Market Snapshot

Home Value $105,475
Monthly Rent $702
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR -2.2% ▼
5-Year CAGR -0.3% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 36033

Population: 3,685

💰 Median Household Income
$38,500
This area
$38,500
State
$56,875
USA
$74,580
🏠 Renter Occupied
21.4%
This area
21.4%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-24.3%
USA
3.7%
🎓 College Educated
14.1%
This area
14.1%
State
-11.9%
USA
33.7%
👤 Median Age
48.5 years
This area
48.5 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
32.7%
This area
32.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 64.0%
Black/African American 34.3%
Other/Mixed 1.7%
Hispanic/Latino 0.8%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
26.7%
This area
26.7%
USA
17.3%
📊 Poverty Rate
14.0%
This area
14.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36033

B Avg School Grade
1 Schools
18.5:1 Avg Class Size
$13,711 Avg Per Pupil

Schools in This ZIP Code

B Good

Georgiana School

📚 Pre-K – 12 K-12
👥
406 Students
👨‍🏫
18.5:1 Class Size
💰
$13,711 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Georgiana, AL?

The median home value in Georgiana, AL is roughly $105K. That puts it reasonable relative to the AL statewide average.

Is Georgiana in AL worth investing in?

The 3.0/5 investability rating in Georgiana, AL reflects its $105K prices and $702/mo rents. Investors generally consider it a solid option within AL.

Are renters plentiful in Georgiana, AL?

The renter base in Georgiana, AL is reasonable for the $702/mo price point. Screening well and pricing to market typically yields consistent tenants.

Is vacancy a concern in Georgiana, AL?

Georgiana, AL sees elevated vacancy, which is reasonable relative to the broader AL rental market.

How do experienced investors play Georgiana, AL?

Most investors in Georgiana, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 36033 now. You don’t know where it ranks.

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