Real Estate Investing in Fosters, Alabama (35463)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tuscaloosa County • Population: 1,885 • Data updated: September 2026

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Should you buy in 35463 (Fosters, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fosters, AL (35463)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $193,137
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $75,559
% Renters 8.9%

Market Analysis: 35463 Fosters

Investors eyeing 35463 need to respect the fundamentals at play. Home values of $193K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $193K purchase price, 0.0% nominal cap — the work to hit that pro forma in 35463 is substantial and deserves full respect.

Within AL, ZIP 35463 trails on several market indicators that neighboring Tuscaloosa County submarkets outperform. The gap is real and significant enough to shape underwriting.

Meanwhile, 1,885 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 35463 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fosters:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Tuscaloosa, AL Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tuscaloosa, AL metro data

Market Trends

Home Value History (with trend line)

$200K$179K$158K$137K$115K$94KJul 2006Jul 2016Jul 2026

📊 How Does 35463 Compare?

Metric 35463 Fosters Tuscaloosa, AL Alabama
Home Value $193,137 $193,137 N/A $231,003
5-Year CAGR 2.9% 2.9% N/A 5.6%
Avg Rent $1,053 $1,053 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 35463? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35463 (Fosters, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+2.9%
Slow

📉 Market Crash Risk Index

Based on Tuscaloosa, AL metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $193,137
Monthly Rent $1,053
Price-to-Rent 15.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.3%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +2.9% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35463

Population: 1,885

💰 Median Household Income
$75,559
This area
$75,559
State
$56,875
USA
$74,580
🏠 Renter Occupied
8.9%
This area
8.9%
State
24.9%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-24.3%
USA
3.7%
🎓 College Educated
14.4%
This area
14.4%
State
-11.9%
USA
33.7%
👤 Median Age
30.3 years
This area
30.3 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
20.4%
This area
20.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 60.5%
White 39.5%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
13.6%
This area
13.6%
USA
17.3%
📊 Poverty Rate
12.3%
This area
12.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35463

B Avg School Grade
1 Schools
16.4:1 Avg Class Size
$12,636 Avg Per Pupil

Schools in This ZIP Code

B Good

Myrtlewood Elementary School

📚 Pre-K – 04 Elementary
👥
304 Students
👨‍🏫
16.4:1 Class Size
💰
$12,636 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 2,331 Off-Campus Students
C
Shelton State Community College
4,536 students · 8.5 mi
C
Stillman College
779 students · 11.5 mi
C
University Academy of Hair Design
38 students · 11.9 mi
B
The University of Alabama
39,622 students · 13.5 mi
D
University of Alabama System Office
0 students · 13.8 mi

Investor Insight: With 2,331 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Fosters, AL rate as a rental market?

Fosters, AL scores 3.0/5 for investability. Home values sit at $193K and rents near $1,053/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How much does a house cost in Fosters, AL?

Homes in Fosters, AL typically sell near $193K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

How do experienced investors play Fosters, AL?

The best-fit strategy in Fosters, AL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are there empty rentals in Fosters, AL?

Vacancy in Fosters, AL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,053/mo.

Can I house hack in Fosters, AL?

Fosters, AL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,053/mo rent level.

You know 35463 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35463 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35463 ranks in Tuscaloosa, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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