Real Estate Investing in Adger, Alabama (35006)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson • Population: 3,599 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 35006 (Adger, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 25.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Adger, AL (35006)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $138,438
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $63,521
% Renters 7.5%

Market Analysis: 35006 Adger

ZIP 35006 in Adger, AL carries a sturdy set of headwinds. Home values near $138K and rents of $918/mo sit inside a market where underwriting has to be tight.

The investment case in 35006 is significant only for operators who understand what they are buying. A $138K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 35006 and stronger Adger ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Stepping back, 3,599 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. significant returns are possible in 35006, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Adger:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 35006

Which property type performs best in this market?

Best for Cash Flow
2BR
8.6% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
2BR
$42,520/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $85,041 $1,020 8.6% +7.3% $42,520
3BR $173,523 $1,280 5.3% +4.9% $57,841

Market Trends

Home Value History (with trend line)

$149K$129K$110K$91K$72K$52KJul 2006Jul 2016Jul 2026

📊 How Does 35006 Compare?

Metric 35006 Adger Alabama
Home Value $138,438 $138,438 $231,003
5-Year CAGR 2.6% 2.6% 5.6%
Avg Rent $918 $918 -
Cap Rate 5.2% 5.2% -
💡 Why Invest in 35006? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35006 (Adger, AL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 35006 (Adger, AL)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Jefferson County

Manage rentals here? List your business →

Signal Property Management serves Adamsville, Birmingham, Calera, East Lake, and Ensley, offering services for tenants and owners including rent payment and repair requests. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+2.6%
Slow

📊 Market Snapshot

Home Value $138,438
Monthly Rent $918
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35006

Population: 3,599

💰 Median Household Income
$63,521
This area
$63,521
State
$56,875
USA
$74,580
🏠 Renter Occupied
7.5%
This area
7.5%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-24.3%
USA
3.7%
🎓 College Educated
5.0%
This area
5.0%
State
-11.9%
USA
33.7%
👤 Median Age
43.0 years
This area
43.0 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
25.6%
This area
25.6%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Black/African American 5.0%
Other/Mixed 2.5%
Hispanic/Latino 2.2%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
25.6%
This area
25.6%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Brown Beauty Barber School
54 students · 14.4 mi

Frequently Asked Questions

Does Adger, AL make sense for an investment property?

The 3.0/5 investability rating in Adger, AL reflects its $138K prices and $918/mo rents. Investors generally consider it a solid option within AL.

Is Adger, AL a friendly market for rental owners?

For rental operators, Adger, AL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What monthly rent should investors expect in Adger, AL?

Average rent in Adger, AL is approximately $918/mo per month. Against $138K home values that yields a reasonable rent-to-price ratio.

What real estate strategy is ideal for Adger, AL?

Adger, AL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($138K prices, $918/mo rents) make it a reasonable choice.

What is the rental occupancy rate in Adger, AL?

Occupancy in Adger, AL runs steady with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

You know 35006 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35006 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 35006 (Adger)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 35006 (Adger, AL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.