Real Estate Investing in Holmes Beach, Florida (34217)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34217 (Holmes Beach, FL)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 66.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 38.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holmes Beach, FL (34217)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 34217 Holmes Beach
Investors eyeing 34217 need to respect the fundamentals at play. Home values of $866K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $866K asset, 34217 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 34217 and stronger Holmes Beach ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 34217 ZIP's population of 3,774 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
The right play in 34217 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Holmes Beach:
Property Strategy for 34217
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $360,768 | $1,820 | 3.6% | +5.4% | $360,768 |
| 2BR | $622,711 | $2,110 | 2.4% | +5.8% | $311,356 |
| 3BR | $1,218,016 | $2,730 | 1.6% | +8.6% | $406,005 |
| 4BR | $1,991,222 | $3,260 | 1.2% | +9.2% | $497,805 |
| 5BR | $2,669,696 | — | — | +8.9% | $533,939 |
Market Trends
Home Value History (with trend line)
📊 How Does 34217 Compare?
| Metric | 34217 | Holmes Beach | North Port-Sarasota-Bradenton, FL | Florida |
|---|---|---|---|---|
| Home Value | $865,587 | $865,587 | N/A | $374,697 |
| 5-Year CAGR | 1.6% | 1.6% | N/A | 7.4% |
| Avg Rent | $1,899 | $1,899 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34217 (Holmes Beach, FL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 34217 (Holmes Beach, FL)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Manatee County
Manage rentals here? List your business →All County Pros is a full-service residential property management company in Sarasota, FL, serving Sarasota and Bradenton, focused on maximizing rental property revenue. summary from their website
At the Helm Property Management, LLC provides association management services in Bradenton, FL, including full-service accounting, property inspections, and association meeting support. summary from their website
Gulf Coast Property Management serves investors in Manatee & Sarasota counties, offering annual, vacation, and association management, as well as home watch services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $865,587 |
| Monthly Rent | $1,899 |
| Price-to-Rent | 38.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 3.3% |
📈 Home Appreciation
| 1-Year | -0.8% ▼ |
| 3-Year CAGR | -6.5% ▼ |
| 5-Year CAGR | +1.6% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34217
Population: 3,774
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34217
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,992 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is real estate in Holmes Beach, FL a good investment right now?
Holmes Beach, FL scores 2.0/5 for investability. Home values sit at $866K and rents near $1,899/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Should investors worry about vacancy in Holmes Beach, FL?
Vacancy in Holmes Beach, FL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,899/mo.
How do landlord-tenant laws work in Holmes Beach, FL?
FL ranks as a landlord-friendly state for landlord-tenant law. Holmes Beach generally follows the statewide framework, so landlords face reasonable operating rules.
How viable is house hacking in Holmes Beach, FL?
House hacking in Holmes Beach, FL is a challenging. With home values around $866K and rents at $1,899/mo, owner-occupants can offset a meaningful share of PITI.
What do rentals go for in Holmes Beach, FL?
Rental rates in Holmes Beach, FL average $1,899/mo. Tenant demand and $866K home values make the yield look reasonable by investor standards.
You know 34217 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34217 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34217 ranks in North Port-Sarasota-Bradenton, FL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 34217 (Holmes Beach)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 34217 (Holmes Beach, FL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.