Real Estate Investing in Anna Maria, Florida (34216)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34216 (Anna Maria, FL)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 69.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 82.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Anna Maria, FL (34216)?
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Market Analysis: 34216 Anna Maria
The 34216 ZIP covers a section of Anna Maria that demands careful diligence. Prices near $1.9M look accessible, but the work to make a deal cash flow is real.
Looking more closely, the numbers look inviting — $1.9M purchase price, 0.0% nominal cap — the work to hit that pro forma in 34216 is substantial and deserves full respect.
From an investor standpoint, 34216 offers a low basis, the region around Anna Maria has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 34216 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Anna Maria:
Property Strategy for 34216
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $1,225,998 | $2,110 | 1.2% | +9.5% | $612,999 |
| 3BR | $1,710,112 | $2,730 | 1.1% | +10.2% | $570,037 |
| 4BR | $2,662,732 | $3,260 | 0.9% | +11.3% | $665,683 |
| 5BR | $3,171,529 | — | — | +7.8% | $634,306 |
Market Trends
Home Value History (with trend line)
📊 How Does 34216 Compare?
| Metric | 34216 | Anna Maria | Florida |
|---|---|---|---|
| Home Value | $1,879,685 | $1,879,685 | $374,697 |
| 5-Year CAGR | 3.7% | 3.7% | 7.4% |
| Avg Rent | $1,899 | $1,899 | - |
| Cap Rate | 0.8% | 0.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34216 (Anna Maria, FL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 34216 (Anna Maria, FL)?
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Property managers serving Manatee County
Manage rentals here? List your business →All County Pros is a full-service residential property management company in Sarasota, FL, serving Sarasota and Bradenton, focused on maximizing rental property revenue. summary from their website
At the Helm Property Management, LLC provides association management services in Bradenton, FL, including full-service accounting, property inspections, and association meeting support. summary from their website
Gulf Coast Property Management serves investors in Manatee & Sarasota counties, offering annual, vacation, and association management, as well as home watch services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,879,685 |
| Monthly Rent | $1,899 |
| Price-to-Rent | 82.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.2% |
| Cap Rate | 0.8% |
| 5-Year IRR | 4.5% |
📈 Home Appreciation
| 1-Year | -1.2% ▼ |
| 3-Year CAGR | -5.4% ▼ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34216
Population: 900
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,187 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What monthly rent should investors expect in Anna Maria, FL?
Expect rents around $1,899/mo per month in Anna Maria, FL. With home values at $1.9M, the yield math works out to reasonable levels for rental investors.
How qualified is the tenant pool in Anna Maria, FL?
Tenant quality in Anna Maria, FL ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,899/mo.
Is Anna Maria in FL worth investing in?
The 2.0/5 investability rating in Anna Maria, FL reflects its $1.9M prices and $1,899/mo rents. Investors generally consider it a solid option within FL.
Does house hacking work in Anna Maria, FL?
The house hack math a tougher in Anna Maria, FL. Owner-occupant buyers benefit from the $1,899/mo rents and $1.9M home values.
Are there empty rentals in Anna Maria, FL?
Expect elevated vacancy in Anna Maria, FL. Rents at $1,899/mo are absorbed by the tenant base without meaningful lag.
You know 34216 now. You don’t know where it ranks.
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